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The Second Coming - CAFCGirls Debt Diary

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Comments

  • beanielou
    beanielou Posts: 96,701 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oi Superpap
    Dont you dare stop posting.
    I know exactly what you mean about not knowing what to say as Im just the same.
    Take care hun
    CAFC girl
    Hope that your move home goes ok.It will save you some £££ & give you a wee bit of a breathing space.
    Take care hun
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well glad we got that sorted PAP! You're such a star....

    Not much to report, havent spent much over the weekend, mainly because I've been at work and was under staffed yesterday so no opportunities to just "nip out". Also got some jeans to take back tomorrow so will see that wee moment of madness back in my account...

    Have been a feeling a bit blue about the ex... and just a bit lonely in general I think....so I keep trying to find myself things to do to keep myself entertained .... even if it is cleaning my front door!

    Back on board for the unnecessary challenge, and I'm definitely feeling that my faith in clearing my money is becoming a bit more positive especially now with the decision to move back home....
    Wealth is not measured by currency
  • ZTD
    ZTD Posts: 24,327 Forumite
    CAFCGirl wrote: »
    ave been a feeling a bit blue about the ex... and just a bit lonely in general I think....

    Don't be sad. It is better to have loved and lost, than to love, hang on, hate, despise and lose.

    And there is no need to be lonely. A little bit of self-confidence, and you'll be beating them off with sticks. You'll be nightclubbing dressed like this:
    RiotGear-M2kit.jpg
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Loving the shoulder pads!!!!!!!!!!

    And I think I've got some boots like that somewhere :)
    Wealth is not measured by currency
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Love the handbag - just right for that special night out :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yeah I'm sure I could fit my lip gloss in there somewhere....

    Might take me 5 minutes to dance around tho!
    Wealth is not measured by currency
  • cafc girl, how are you? your diary seems a little quiet of late? hows your plans going? the photograhy etc etc:confused:
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey Hun!

    I've had a very looooooooooooooooong weekend. Involving a road trip round Kent, and I havent actually been to bed yet, so I thought I'd reply before I head off to bed!

    My plans are still a little up in the air, and theres a few options, but what to do is eluding me at this moment in time!

    Ohotogrpahy went really well, I've even seen the proof and the finished product will be in the stores next week! I'm so excited. They're paying me for it through my wages, as a one off, however she's asked me if I'd like to continually do this kind of thing for the company, and be almost freelance, but it means setting myself up as a company, and then invoicing them etc.

    I dont really know anything about it, so I'll be looking into that at some point this week and seeing whether or not I can understand it...

    Right now, due to sleep deprivation, I'm not sure I can understand anything!!!
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good God!!

    It feels good to be back, and with news to boot!

    I've got the plan to end all plans, and I'm hoping everyone will agree its the best course of action for my circumstances...

    After some discussion with my Mum, she did higlight how unhappy I was commuting, which after 4 years, you do start to forget. Understandably she doesn't want that for me, and so offered me lower repayments on the money I owe to her. That was fantastically generous, and adds to how eternally grateful I am to her and my dad.
    However it wasn't my ideal, as when I took the loan I had in my mind, fixed term, it wouldnt take me long etc etc. And this way would mean I would still be "in debt", albeit 0% and to my parents...

    So I got on the case of sorting out what I could do....
    And I've have found the answer :rotfl:

    I found online a young woman (27) whose just bought her first flat, and was looking to rent out the second room. Wasn't sure what it would be like, but we bounced about some emails, and yesterday I went round to see it. Its a large double bedroom in a brand new build complex, and the entire flat is gorgeous! And so we both spoke about what we were looking for, and I can honestly say I think I've found the best option!

    The only downside is that, as its her flat, she has already furnished it, inc a bed, and little bedside unit in the 2nd bedroom, not ideal as obviously I'm in my own place, and have bedroom and living furniture!
    But none of the items I have were ever expensive, and I'm looking into what I can sell, donate, freecycle, and store...

    But the really REALLY good but, the money:p

    I will now be paying........... £450 a month.... which will include...

    EVERYTHING!!!!:j :j :j

    Rent, utilities, broadband, council tax.... just everything apart from food!

    So I'm dead excited, I've handed in my notice on my place, and so that will expire on the 25th and my new flatmate/landlady was really happy to wait, as she says I seem totally perfect flatmate material!

    SO YAY!!!
    Wealth is not measured by currency
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    That's fantastic news, and great price too! :j
    No longer using this account for new posts from 2013
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