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  • tweets
    tweets Posts: 35,946 Forumite
    Part of the Furniture 10,000 Posts Photogenic Home Insurance Hacker!
    Nannylala wrote: »
    I can tell you are a young un as no Please and Thankyou :(


    Well said Nanny :T
  • Bananababe
    Bananababe Posts: 7,358 Forumite
    Mortgage-free Glee!
    aau1 wrote: »
    fainted.jpg

    :rotfl: ah ha ha ha ha :rotfl:

    Well done Nerfy :j
  • fairclaire
    fairclaire Posts: 22,698 Forumite
    Amanda4242 wrote: »
    No, so I gave up!!!

    Oh poop! :(

    Good morning :)
    I was intending a lie in this morning. Not an epic one, just until about 8am. WRONG! I was awoken at 7.45 by a very jolly plasterer :eek: Jeez, can he talk!! Don't know how he gets any work done! :rotfl::rotfl:

    Happy Birthday Sarahdol and Wookeyhole

    imagejpg1_zpsf59da2ea.jpg
  • tigerwhite_2
    tigerwhite_2 Posts: 7,208 Forumite
    Morning all. I picked up the Sun papers this morning, T&C's says one per transaction AND one per customer. Looks like my disguise box will be out later :rotfl:

    Anyone doing an AvT shop, I got these yesterday, usual suspects working (ham ice cream, porridge:
    1 x ASDA British Whole Milk 4 Pints (2.27L) £1.00 £1.00
    1 x ASDA British Semi Skimmed Milk 4 Pints (2.27L) £1.00 £1.00
    2 x Kellogg's Special K Bars Red Berry (5x23g) £3.96 £3.00 - these were £1 in my store so I'm going to take back.
    1 x ASDA Chosen by You Original Porridge Oats (500g) £1.48 £0.65 (also works AvS in case you didn't know)
    1 x ASDA Mixed Weight Free Range Eggs (6) £0.97 N/A
    1 x ASDA Protect Non Applicator Tampons Regular (32) £1.00 N/A
    1 x ASDA Protect Digital Tampons Super (32) £1.00 N/A
    1 x ASDA Chosen by You Really Creamy Vanilla Ice Cream... £2.00 £0.94
    2 x ASDA Carver Ham (250g) £5.00 £2.94
    1 x ASDA Chosen by Kids Easy Peasy Peelers (500g) £1.25 N/A
    1 x Colgate Kids Battery Assorted Characters Boys Toot... £6.00 £2.99
    1 x Colgate Toothbrush Extra Clean (3) £4.00 £1.00
    Tiger :cool:
    I'm a body double for Claudia Schiffer and i wont get out of bed for less than [STRIKE]£10k per day[/STRIKE] a 1p find
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning all, a dull one here with a bit of rain overnight. Still plenty of raspberries ripening though, nearly picked enough this week to make wine :D

    Looking at the conversation about debts, we had one of those phone calls yesterday and I thought if I actually spoke to them this time I might be able to persuade them to go away. First question do you have any credit card debts - no, pay them off each month, second question do you have any outstanding loans - no, third question do you want to remortgage, so I thought I would play, said yes if you can get us a good rate. Started taking my details (not given accurately :) ), got down to how much we owe, guessed at around £8,000. It went very quiet. I said now that you have that information will you please stop calling. They put the phone down at the other end.

    We always pay off the credit cards every month now, had trouble before but not going that way again, we got close to losing the house (very close, within a fortnight!). So now if we can't afford something we don't have it. It's amazing how many of those companies simply do not believe that you have no credit card debts/loans etc, they expect everyone to be in trouble!

    On that note, the sun has come out now :D

    We nearly lost our house many years ago. I think we got down to 4 or 5 months in arrears and I can remember avoiding the phone calls from barclaycard about my credit card arrears (I remember picking the phone up to one and not saying anything and the voice back said 'you're gonna have to speak to us sooner or later' :o )
    I suppose those memories are the ones that scare me back onto the straight and narrow :)
    We learn from our experiences, that makes us who we are :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • David.
    David. Posts: 24,086 Forumite
    Bananababe wrote: »
    Jeeze was that a compliment ? Nearly ? X

    :rotfl::rotfl:
    50/50
    When The Fun Stops Stop ;)
  • Nannylala
    Nannylala Posts: 6,791 Forumite
    tweets wrote: »
    Well said Nanny :T

    Thanks tweets and good morning to you :)hope you have fun today organising you new Fridge freezer today;)
  • Bananababe
    Bananababe Posts: 7,358 Forumite
    Mortgage-free Glee!
    Good morning all, a dull one here with a bit of rain overnight. Still plenty of raspberries ripening though, nearly picked enough this week to make wine :D

    Looking at the conversation about debts, we had one of those phone calls yesterday and I thought if I actually spoke to them this time I might be able to persuade them to go away. First question do you have any credit card debts - no, pay them off each month, second question do you have any outstanding loans - no, third question do you want to remortgage, so I thought I would play, said yes if you can get us a good rate. Started taking my details (not given accurately :) ), got down to how much we owe, guessed at around £8,000. It went very quiet. I said now that you have that information will you please stop calling. They put the phone down at the other end.

    We always pay off the credit cards every month now, had trouble before but not going that way again, we got close to losing the house (very close, within a fortnight!). So now if we can't afford something we don't have it. It's amazing how many of those companies simply do not believe that you have no credit card debts/loans etc, they expect everyone to be in trouble!

    On that note, the sun has come out now :D


    Good on ya. A good healthy dose of fear of debt ain't a bad thing. Willy nilly spending gets no one anywhere.

    X
  • Sarahdol75
    Sarahdol75 Posts: 7,717 Forumite
    Part of the Furniture 1,000 Posts
    Thankyou everybody for the birthday wishes.

    Happy Birthday Wookeyhole, fab day to have one. :bdaycake:
  • nerfdad
    nerfdad Posts: 13,795 Forumite
    image_zps8ae134d0.jpg

    Hope this works:rotfl:

    I'm the man:T
    It's yes yes yes:rotfl:
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