Snaggles's Debt Diary - Car Loan Challenge

Snaggles

Hello again! :wave:

As I'm no longer 'having' a DFW baby (she arrived on 9th May 2007), I thought it was time to leave my old thread behind and start the final push towards becoming debt free.

We have one debt left - a car loan with approximately £4500 outstanding. I want to make sure this is cleared by the end of 2008.

Part of this will hopefully be paid off from a sharesave that is due to mature in August 2008, but I need to raise at least £1500 before then.

Doesn't sound that difficult, but I'm on maternity leave until January and Stu has just been made redundant. :eek:

So my plan is:

- Save money each month by sticking religiously to our budget
- Meal plan and cook from scratch (Old Style boards here I come!)
- Find ways of making little bits of extra cash where possible
- Try and reduce our monthly outgoings
- Enter competitions
- Ebay Ebay Ebay
- Anything else I think of as I go along

I will no doubt need the occasional kick up the bum to keep me on track, so don't mince your words guys - if you think I'm wasting money, or making bad decisions (hellooo new hard drive/dvd recorder :rolleyes: ), please say so, I wont be offended..:p

Let's get debt-busting!!! :T :T

postingalwaysposting

hi snaggles... nice to see you have a new thread... and as for the kick when you ned it :rotfl: good luck... you are sure to have that clear quicker than you think

Karmacat

Hi Snaggles, hi PAP; how exciting, to have one debt to clear. But absolutely, do not buy a new hard drive, or a DVD recorder! Love PAP's emoticons - I couldn't possibly also give you a kick when you've got that going on! So its a ra-ra-ra from me:

:T :money: :T

Snaggles

Karmacat wrote: »

But absolutely, do not buy a new hard drive, or a DVD recorder!

Unfortunately the deed is already done (it's a dvd recorder with a hard drive), hence the reason I need a diary thread - to stop this sort of thing happening in future!! :rolleyes:

It does look ever so pretty in my TV cabinet though...

Karmacat

Snaggles wrote: »

Unfortunately the deed is already done (it's a dvd recorder with a hard drive), hence the reason I need a diary thread - to stop this sort of thing happening in future!! :rolleyes:

It does look ever so pretty in my TV cabinet though...

Oh!! :rotfl: Thats really funny, still giggling here..... I see why you've started the thread!

Bunnyinthelights

Hey Snaggles,
Nice new thread-can we still talk kids though too?
Bunny x

Snaggles

Bunnyinthelights wrote: »

Hey Snaggles,
Nice new thread-can we still talk kids though too?
Bunny x

Of course!! I promise I will try to keep the thread vaguely on topic, but you know what I'm like....it'll be boobs and baby poo before the end of the week! :rotfl:

racer256

Good Luck Snaggles I will watching your thread with interest.

Toto

Hey snaggles, so we're going with the car loan thread instead of my suggestion? It's good to see your new diary, there were quite a few people having panic attacks last night at the thought of the old one going.

All is good in DFW again... phew.

*zippy*

Lovely to see you sorted your new diary snaggles :T

Good luck with the car loan.

postingalwaysposting

snaggles a little off topic but ~ http://forums.moneysavingexpert.com/showthread.html?t=502624