Who knows ? In debt & suicidal, you are not alone, read on PLEASE

Kate_fixing_it

Bump before it drops off page one!

CoffeeBean_2

Great Post, Bump........
I too read that article and this is a topic close to my heart

Muhren

Coming from someone who took an overdose becuase of the debt that I had got myself into as well as suffering from depression I would like to say to anyone who has thoughts of doing the same that there is a way out and like Martin says there is no debt that cannot be resolved.

I was in a really dark place of depression and gambling, I believe the two were linked, well for me anyway. This all came to a head 19 months ago and I ended up taking what could have been a fatal dose and was in hospital for a few days. It was more a cry for help I think but is scary to look back on what could have actually have happened.

I am now in a much better place, yes I have had to make sacrifcies and I am still in a lot of debt but I am doing something to sort it out. I am a lot happier now although I still have down days, I would like to say to anyone contemplating doing what I did to take a step back and try to realise that there is a future for you. At the end of the day it is only money and it is not worth ending your life over. Things can and will get better for you if you address the reasons that got you into the situation in the first place.

Sickofthisdebt

I'm new here, I've been lurking for a few days and I just wanted to say the DFW forum is a lifesaver. I had my wake up call earlier this week and I was panicking, terrified and seriously thinking about suicide as the only way out of the mess I'm in. I suffer from severe depression as well. I came on MSE as a last ditch attempt at seeing if there was anything I can do to deal with the amounts I owe and it's been amazing. I have no one I can talk to about this in my life but reading all your posts and diaries have made me feel like I'm no longer alone. I know now that there are steps I can take to deal with this. I'm still terrified sometimes but I also feel a bit more positive and strangely slightly relieved. I haven't decided what I am going to do yet as a solution but I am going to complete the stepchange debt remedy tool tomorrow. I also worked up the courage to make an appointment with my drs as well.

I'm sorry for the lengthy post but I just wanted to share how valuable this forum is and to say thank you

Sazzie23

Sickofthisdebt wrote: »

I'm new here, I've been lurking for a few days and I just wanted to say the DFW forum is a lifesaver. I had my wake up call earlier this week and I was panicking, terrified and seriously thinking about suicide as the only way out of the mess I'm in. I suffer from severe depression as well. I came on MSE as a last ditch attempt at seeing if there was anything I can do to deal with the amounts I owe and it's been amazing. I have no one I can talk to about this in my life but reading all your posts and diaries have made me feel like I'm no longer alone. I know now that there are steps I can take to deal with this. I'm still terrified sometimes but I also feel a bit more positive and strangely slightly relieved. I haven't decided what I am going to do yet as a solution but I am going to complete the stepchange debt remedy tool tomorrow. I also worked up the courage to make an appointment with my drs as well.

I'm sorry for the lengthy post but I just wanted to share how valuable this forum is and to say thank you

Welcome sickofthisdebt

Taking steps in the right direction, well done you. Be prepared for tears at any point when you do discuss debts or how you are feeling, this is quite normal reaction and I think many on here would empathise with your plight.

Good luck, plenty of help on the forum as you but feel free to come back if you get stuck.

Sazzie23

Muhren wrote: »

Coming from someone who took an overdose becuase of the debt that I had got myself into as well as suffering from depression I would like to say to anyone who has thoughts of doing the same that there is a way out and like Martin says there is no debt that cannot be resolved.

I was in a really dark place of depression and gambling, I believe the two were linked, well for me anyway. This all came to a head 19 months ago and I ended up taking what could have been a fatal dose and was in hospital for a few days. It was more a cry for help I think but is scary to look back on what could have actually have happened.

I am now in a much better place, yes I have had to make sacrifcies and I am still in a lot of debt but I am doing something to sort it out. I am a lot happier now although I still have down days, I would like to say to anyone contemplating doing what I did to take a step back and try to realise that there is a future for you. At the end of the day it is only money and it is not worth ending your life over. Things can and will get better for you if you address the reasons that got you into the situation in the first place.

So glad you are finding ways to work it out. Debt and addiction of all sorts, including accumulation of debt, gambling, etc do seem to be intrinsically linked. However I just wanted to add that there are many forum folk who have acquired debt through other circs such as illness and redundancy etc, and whatever the reasons for it, there is a way to sort it out.

Thanks for sharing

jodles16

What a brilliant thread, and to you lovely people who have shared your own personal fight here thank you! Its so important that we fight stigma and share these stories so that more people will seek help and support.

Good luck and hugs x

[Deleted User]

Bump!



From the other side, has anyone volunteered for the Samaritans? (as a listening volunteer) before now, just wondering
Are the hours fixed for want of putting it better for each volunteer, always wanted to do something like this just worry I won't be much use with seeing the hours of my local branch

x

sammr85

Bump. Fantastic thread. Definitely not one to b lost to the masses.


Thank you all for sharing xx

Meatloaf1981

I, too, have had moments where I have felt a wave of despair and broken out in a cold sweat when I've considered the weight of my debts hanging over me.

As I'm in a DMP, it will take me 10 to 12 years to pay off this debt at best and I have the new issue of a baby on the way which will make it harder work to stick to the budget (Though I have to, as I no longer have an open line to new credit, thank God).

Things can add up and really work to bring you down whenyou've previously been feeling pretty good about things. Despite my DMP, I do worry about things like moving to a new house when we need a bigger place. I wonder how we would afford a new house and whether they would allow us to rent a new place given my now appalling credit rating.

I also worry about my other half not being able to work full time and the dire effect that will have on our finances. Frightening times.