If you have your license revoked........

Aretnap

AdrianC wrote: »

If the OP has his own insurance for the car, then whether a new policy blocks it being used to get the car out is not the issue. The OP can use his insurance for that.

The problem, of course, is that the OP can't then drive the car home. Somebody else needs to. And, for that, their "Other cars" clause should be perfectly adequate, since they aren't using it to get the car freed.

That won't work I'm afraid. The person collecting it must produce both a valid licence and an insurance certificate covering his own use of the vehicle (link, section 5).

The OP can't release it himself as he doesn't have a licence. He can get a mate who does have a licence to release it, but that mate will need insurance which covers its release, whether it be as a named driver on the OP's policy, a new policy which he's just taken out, or a rare policy whose DOC extension doesn't exclude the release of seized vehicles.

shaun_from_Africa

AdrianC wrote: »

If the OP has his own insurance for the car, then whether a new policy blocks it being used to get the car out is not the issue. The OP can use his insurance for that.

The problem, of course, is that the OP can't then drive the car home. Somebody else needs to. And, for that, their "Other cars" clause should be perfectly adequate, since they aren't using it to get the car freed.

It probably won't be that simple.
The chances are that the employees at the compound holding the car won't let the OP retrieve the car as they will probably have been made aware of the fact that they don't currently have a valid driving licence, hence they can't legally drive it out of the compound and on to the highway.

Herzlos

He'd have to produce or proof the existence of the license, so he'd need someone else to collect it, and that other person would need to have suitable cover to allow it to be driven and released from impound (i.e. probably not DOC). A named driver on the insurance policy or a policy in their own name are the most obvious.

topdaddy_2

So is the solution to get someone to start a whole new policy in their name and then cancel in the 14day cooling off period?

IamNotAllowedToUseMyName

topdaddy wrote: »

So is the solution to get someone to start a whole new policy in their name and then cancel in the 14day cooling off period?

No that's an expensive way to do it as you still have to pay for the 14 days of cover you have had, pro rata'd.

You go and buy day insurance for a specific day. Available on the web, but fill in the forms accurately as there are several specific restrictions that can make it invalid if it is not followed - like you have to take it out for the same address as your driving licence.

topdaddy_2

IanMSpencer wrote: »

No that's an expensive way to do it as you still have to pay for the 14 days of cover you have had, pro rata'd.

You go and buy day insurance for a specific day. Available on the web, but fill in the forms accurately as there are several specific restrictions that can make it invalid if it is not followed - like you have to take it out for the same address as your driving licence.

Id guess there wont be that much difference in ones days insurance and the 14days, both expensive and inconvienent, they dont make it easy.

George_Michael

topdaddy wrote: »

So is the solution to get someone to start a whole new policy in their name and then cancel in the 14day cooling off period?

I didn't think that you were able to take out insurance on something that you had no financial interest in or liability on.

topdaddy_2

George_Michael wrote: »

I didn't think that you were able to take out insurance on something that you had no financial interest in or liability on.

Dunno, never tried but theatt would means this wouldnt work too VVV

IanMSpencer wrote: »

No that's an expensive way to do it as you still have to pay for the 14 days of cover you have had, pro rata'd.

You go and buy day insurance for a specific day. Available on the web, but fill in the forms accurately as there are several specific restrictions that can make it invalid if it is not followed - like you have to take it out for the same address as your driving licence.

Aretnap

George_Michael wrote: »

I didn't think that you were able to take out insurance on something that you had no financial interest in or liability on.

You have an insurable interest in a car you intend to drive, certainly as far as third party liabilities go (as those are the same whether it's your car or someone else's) and probably in the car itself (as if you drive it into the tree you'll owe the owner a replacement car).

Herzlos

Are you allowed to recover a car from impound with temp car cover?

Surely they wouldn't allow day cover, since it'll be uninsured the next day (and was more than likely impounded for being used without insurance).