If you have your license revoked........

sso3es

Aretnap wrote: »

How it affects your insurance depends n the terms and conditions of your own policy, but most (not all) policies apply provided you "hold, or have held and are not disqualified from holding, a valid licence", Or a similar form of words. You have held a licence and you're not disqualified from loading one, so if that's the wording in your certificate your insurance would be unaffected. I can't think of any reason why you wouldn't be able to add an additional driver to your policy, though that's a question which ultimately you'd have to ask your insurance company.

The officer must at least be giving questionable advice as he would have no idea who my insurance policy is with.


How on earth they can legally scrap my car and cause such distress to my livelihood, even though I have made every effort to rectify the situation, is beyond me.....


and P.S. yes, I know this is ultimately my fault but the officer clearly said that this is not a punishment.....well it doesn't feel like that because scrapping my car despite my best efforts to retrieve it and making it clear I want to retrieve it would cause huge distress to my life.

Quiet_Spark

sso3es wrote: »

How on earth they can legally scrap my car and cause such distress to my livelihood, even though I have made every effort to rectify the situation, is beyond me.....

It's called Section 165 of the Road Traffic Act and has been law since circa 2006.

You actually have 14 days to get the car back, and the recovery companies generally charge £20 per day storage plus the tow away fee which is £150 (if the likes of Police Interceptors, etc is to be believed).

If the vehicle is not reclaimed after 14 days, it is either scrapped or sold depending on how much it is worth.

iibdii

it happened to a friend of mine, we tried every trick to get the car back but was unable to. i put my name on new keeper slip got insured went to take the car that he actually sold it to me, but they showed me a clause on insurance which stated this insurance can not be used to get the car from police compound on 7th day we called storage facility and they said fine is £750 and car wasnt worth over 1000.
so lost the car as wasnt worth it.

you can call the garage to check whats the fine on it, and may be ask someone with traders insurance to get the car for you.
best of luck

molerat

I would say that any named driver on the policy can recover the car from the compound, a valid policy for the vehicle along with a valid driver is all that is needed. Whether you should inform the insurers that your licence has been revoked is another matter, I assume you will be getting your licence back very shortly. Did the police contact the insurers at the time of the incident to find if your policy was valid ? A policy for another vehicle can not generally be used under the DOC clause. I did not think they usually impounded the vehicle if the car was all above board and insurance was valid - maybe you failed the niceness test ?

molerat

iibdii wrote: »

it happened to a friend of mine, we tried every trick to get the car back but was unable to. i put my name on new keeper slip got insured went to take the car that he actually sold it to me, but they showed me a clause on insurance which stated this insurance can not be used to get the car from police compound on 7th day we called storage facility and they said fine is £750 and car wasnt worth over 1000.
so lost the car as wasnt worth it.

you can call the garage to check whats the fine on it, and may be ask someone with traders insurance to get the car for you.
best of luck

Your case was probably due to no insurance which is a difficult one to get round, OP's case is different.

Herzlos

You'd need to phone your insurer and ask. They presumably already know about the points, and may be alright with the misunderstanding.

forgotmyname

From some of the posts on here it seems some of the storage places phone the insurance to check to see if the policy covers collecting from a pound.

Whilst getting quotes this year a few mentioned the policy they were quoting me could not be used to collect an impounded vehicle.

Seems like a good business model. Obstruct the person collecting the vehicle and if your good enough you get to keep it.

I wonder if its acceptable to only open the pound / office 30 minutes a day?

Yard is open for collection between 9:30 and 10am. But the payment office only opens between 3:30 - 4pm. So when you goto collect you have not paid enough. You owe an extra days storage. So you come back to pay that in the afternoon and get told you cannot collect it until tomorrow. Repeat until everyone gets bored?

Anyone got any storage space to rent?

Mr_Mink

If your policy is still valid surely someone else who is insured to drive other peoples cars on their own policy would be able to collect it?

Aretnap

Mr_Mink wrote: »

If your policy is still valid surely someone else who is insured to drive other peoples cars on their own policy would be able to collect it?

It would depend on the terms of their particular policies, but nowadays the driving other cars extension on most policies specifically excludes retrieving seized cars.

AdrianC

Aretnap wrote: »

It would depend on the terms of their particular policies, but nowadays the driving other cars extension on most policies specifically excludes retrieving seized cars.

If the OP has his own insurance for the car, then whether a new policy blocks it being used to get the car out is not the issue. The OP can use his insurance for that.

The problem, of course, is that the OP can't then drive the car home. Somebody else needs to. And, for that, their "Other cars" clause should be perfectly adequate, since they aren't using it to get the car freed.