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Immaterial Girl

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  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad to see you posting :) I have done similar ;)


    XX
    Nevertheless she persisted.
  • Snagggles
    Snagggles Posts: 434 Forumite
    It's actually a relief to be back!

    Living in Scotland, the kids went back to school last week. I had to buy new uniforms, shoes, bags etc, but on a positive (financial) note, my daughter has decided she wants to come off school lunches and have sandwiches instead. I'd been determined not to make her do this, but as she's done it of her own accord I'll be saving getting on for £50 per month, woohoo!

    I'll have to pay for sandwich stuff, but that's a maximum of £20 per month.

    I'm doing Slimming World, which is a few ££ per week, but the physical/mental health benefits are worth it. It's also a chance to go out once a week and meet actual humanpeople! I have to take my daughter with me, but she just brings toys/colouring things and loves it.

    I'm exercising, but mostly running/cycling (free) or taking the kids swimming (which counts as a leisure activity and is therefore budgeted for!). It's my son's birthday in about 3 weeks and he wants an iPhone 5 :rotfl: but I've managed to get him a refurbished iPhone 4s for a decent price. He'll have broken it before you can say '"please don't accidentally stand on it this time" anyway. :o

    How are you all? It's sooo nice to see you again!
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • Snagggles
    Snagggles Posts: 434 Forumite
    Ooh, I've also started saving £2 coins.

    So far, the grand total is...£2.

    Got to start somewhere, right? Spending £1 on a saving tin was...ok, it wasn't my *best* idea, let's face it, but it was that or use an old cardboard box, and the saving tin has cute puppies.

    I have yet to decide what I am saving up for. Suggestions? :)
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • in_need_of_direction
    in_need_of_direction Posts: 7,747 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    A spa day just for you. You could also link it to a weight related target
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Snagggles
    Snagggles Posts: 434 Forumite
    I like the *idea* of a spa day, but I'm worried I'd just be a bit...bored. :o

    Although I've never tried it, so maybe I'd love it!

    Hopefully it will become clear what I'm saving for when I start to have some actual savings. :D

    It was payday a couple of days ago, so I've shopped, filled my car up with petrol, and other than my car tax, have paid the things I need to. I can't find my car tax letter, OR my MOT certificate. I know I have them somewhere, but I have done all my filing (so I thought) and it hasn't turned up.

    Does anyone remember BunnyInTheLights? I'm meeting her for lunch tomorrow, as she's in Edinburgh on holiday with her family. She seems really happy. :T

    Annoyingly, someone has made an offer on the house I've been eyeing up. I'm not ready to buy yet, but how RUDE! It was supposed to sit on the market and stagnate, so I could snap it up for a bargain price in the new year. Huff! :rotfl:

    My childminder was off last week, so I had a week with no childcare fees. She's also off on Friday, so this week is cheaper than usual too. :j
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • Snagggles
    Snagggles Posts: 434 Forumite
    I need to start putting some figures down in writing, I know. I've been so busy/stressed/tired that I haven't even updated my spreadsheet yet since starting my full-time hours. :o

    That's going to be a job for the weekend, I think. Until then, I will be trying to have as many NSDs as possible!

    Unless I find my car tax letter. :o
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A pair of shoes.


    My coins are for Christmas. I shall buy myself something nice with then after the presents are bought.




    other than that, I have nothing interesting to say! :) XXX
    Nevertheless she persisted.
  • in_need_of_direction
    in_need_of_direction Posts: 7,747 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry, I should have been more specific. A spa day to include a few treatments.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • daphne_descends
    daphne_descends Posts: 2,517 Forumite
    Part of the Furniture Combo Breaker
    Hi Snagggles!! :j Long time no see... I can't believe how old your children are!! Which is a bit silly as we were on the pregnancy thread together for a bit and my eldest is nearly 7 :o how did that happen? And my little surprise baby is going to four soon :eek:

    I'm back to MSE after slacking off for a [STRIKE]few years[/STRIKE] little while and delighted to see your name as well as others, please say Hi to Bunny for me :)

    Sounds like you are doing really well - sorry to hear that things have not been so easy for you lately but as I read a bit of your diary I was impressed by the way you always have a handle on things, confront them head on and just get on with it really :T

    Hope you have a lovely time today x

    Oh and yeah definitely shoes!!!
  • ZTD
    ZTD Posts: 24,327 Forumite
    Snagggles wrote: »
    Does anyone remember BunnyInTheLights?

    You mean it's possible to forget bunny?! :shocked:
    Snagggles wrote: »
    I'm meeting her for lunch tomorrow, as she's in Edinburgh on holiday with her family.

    Enjoy yourself - as I'm sure you will.
    Snagggles wrote: »
    She seems really happy. :T

    Happy Bunny! :T

    That is good news.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
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