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Immaterial Girl

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  • beanielou
    beanielou Posts: 96,744 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Now, now :naughty:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Snagggles
    Snagggles Posts: 434 Forumite
    Ellidee wrote: »
    Maybe she thinks you're a man (Joe) ? Legs it >>>>>>> :rotfl:

    I think she actually does!
    in_need_of_direction wrote: »
    Or, even scarier thought, maybe she wishes you were!

    :eek::rotfl:
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • Snagggles
    Snagggles Posts: 434 Forumite
    ZTD wrote: »
    She must be looking for a woman with that little bit extra... ;)

    HEY!! That was only ever a rumour.



    And I've had it sorted out now.
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • Sparkles87
    Sparkles87 Posts: 701 Forumite
    Tenth Anniversary Combo Breaker
    I understanding the feeling with the job unrest Snaggs and a lot of the rest of it too. Chin up, we'll get through this - hey we're still standing since 2006/07 (I think?)
  • Snagggles
    Snagggles Posts: 434 Forumite
    Hehe, thanks Sparkles! It's been quite a while, hasn't it!

    I seem to have comfort-shopped a lot more than I should recently. Stress makes me skint and fat, which makes me more stre...oooh, I should probably try to break that cycle!!

    Going to start going to Slimming World on Tuesday. It's a small cost each week, but I really need to go to a class to keep me on track.

    I'm 40 in 5 weeks. _pale_ This is extra crap because:
    - I have no money
    - I have no boyfriend
    - I have no plans

    I know it's just a day and just a number, but no matter how much I tell myself that, I still feel rather sad.
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • beanielou
    beanielou Posts: 96,744 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You going to buy a wee countdown then?
    Will pop a wee book in post.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ZTD
    ZTD Posts: 24,327 Forumite
    Snagggles wrote: »
    I'm 40 in 5 weeks. _pale_

    Happy birthday in 5 weeks kid... :p
    Snagggles wrote: »
    This is extra crap because:
    - I have no money
    - I have no boyfriend
    - I have no plans
    • You don't absolutely need money to enjoy yourself, it just makes it easier and less thoughtful
    • Having no boyfriend doesn't stop 50% ish of the population.
    • You have 5 weeks
    Snagggles wrote: »
    I know it's just a day and just a number, but no matter how much I tell myself that, I still feel rather sad.

    :grouphug:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • in_need_of_direction
    in_need_of_direction Posts: 7,857 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I wish my 40th was still to come.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Snagggles
    Snagggles Posts: 434 Forumite
    I've been doing that thing where you don't post for a couple of days because you feel bad that you've spent too much, and then a couple of days becomes a couple of weeks, and then it's awkward because you don't have an explanation for staying away other than being in financial self-destruct mode, and not being able to face it.

    *breathes*

    So, this is me, being back. We're now less than 3 weeks from my 40th, my debt has increased and my panic levels are rising. Time to take control.

    First things first - I've had a mortgage agreed in principle. I don't think I will buy somewhere until after Christmas, but this is really good news, and rather a relief.

    It was agreed on the basis of having no credit card debt (because by the time I need it, I WON'T). *determined face*

    Which means between now and Christmas, my goal is to clear it, and spend as little as possible on presents so it stays clear. Easy. _pale_

    I'll be back with some financial stuff once I've dared to work it all out, but for now :wave: hello again!! :wave:
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • ZTD
    ZTD Posts: 24,327 Forumite
    Snagggles wrote: »
    I've been doing that thing where you don't post for a couple of days because you feel bad that you've spent too much, and then a couple of days becomes a couple of weeks, and then it's awkward because you don't have an explanation for staying away other than being in financial self-destruct mode, and not being able to face it.

    You don't have to give an explanation. Though it was only going to be a few more days before I sent out the search parties...
    Snagggles wrote: »
    *breathes*

    So, this is me, being back. We're now less than 3 weeks from my 40th, my debt has increased and my panic levels are rising. Time to take control.

    And stop panicking...

    It's only money. Panic when it's useful, like when you've caught fire or something.
    Snagggles wrote: »
    I'll be back with some financial stuff once I've dared to work it all out, but for now :wave: hello again!! :wave:

    :hello:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
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