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Immaterial Girl

13567…12

Comments

  • Snagggles
    Snagggles Posts: 434 Forumite
    Hello Missko!

    Did you stay in London, or move back to Edinburgh?

    I'm glad you posted, because even though I hate the thought of anyone going through what I did, obviously you're an intelligent person as you're a solicitor, and it does go to show that *anybody* can end up in that situation.

    I hope you're ok. xx
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • Snagggles
    Snagggles Posts: 434 Forumite
    Hi Mary!! :D :wave:
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • ZTD
    ZTD Posts: 24,327 Forumite
    Snagggles wrote: »
    Zed, I don't hear 'Ye Ken?' a lot here, but I had a client from a different area (Tayside) who said it every other sentence, and for the first couple of appointments, I really did wonder why he kept calling me Ken. :)

    Shirley you can't be serious... ;)
    Snagggles wrote: »
    Yes, very geographically restricted unfortunately, but I live in one of the more affordable areas anyway, so buying a 3-bed within my budget would only be possible if I moved somewhere a bit...rough. :o:o

    Affordable? At £800 pcm? I take it this house has 5 bedrooms? :eek:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • Snagggles
    Snagggles Posts: 434 Forumite
    ZTD wrote: »
    Affordable? At £800 pcm? I take it this house has 5 bedrooms? :eek:

    No, 3. :o It's very nice, but at the cheaper end of the scale, frighteningly. :eek:

    To buy a 3-bed would be about £150k :( which is not affordable at the moment. To buy the house I'm living in now would be more like £250k. Prices are just crazy. :(
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Snags What kind of deposit would you need (or me!) for a 250k house?


    I still toy with the idea of buying some where up north and renting it out.


    but really I need somewhere to live! so a garage in London might just be manageable!


    X
    Nevertheless she persisted.
  • lulabelle
    lulabelle Posts: 944 Forumite
    God, I do hate sociopaths. Dated one of those for 8 months. Complete fantasist.

    Yeah I'm trying to stay away from men for while too. I honestly thought I had a real gem this time around. I went for him because he was not my typical alpha male and was kind. How wrong was I. Complete !!!!!!

    My ex from uni been messaging me tonight saying "you were like my crazy little barbie doll and I loved it" - cheered me up a bit!
    I want to be a writer
  • ZTD
    ZTD Posts: 24,327 Forumite
    Snagggles wrote: »
    No, 3. :o It's very nice, but at the cheaper end of the scale, frighteningly. :eek:

    :eek:

    I had a look for round here at that money...they're very nice...

    But I'm too much of a cheapskate...
    Snagggles wrote: »
    To buy a 3-bed would be about £150k :( which is not affordable at the moment. To buy the house I'm living in now would be more like £250k. Prices are just crazy. :(

    They are round there. Round here, a pervasive sense of realism is starting to seep in. Never mind - ripe for a crash in some places (again)...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • Snagggles
    Snagggles Posts: 434 Forumite
    There are some 95% mortgages available these days but a lot more choice with a 10% deposit, or ideally more. 40% deposit opens up the very best deals, but that's not going to happen for me! :)

    I'll have about a 20% deposit, with the money I eventually got back from arsefeatures, and the savings I have (although the !!!!!!! let me tie the majority up in a 3-year bond, when he already knew he didn't want to be with me).

    So I can't touch it without a huge penalty, but it means I'm not eligible for any means-tested benefits.

    Nice work, knobwomble, nice work.
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    knobwomble :rotfl: :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lulabelle
    lulabelle Posts: 944 Forumite
    I love "knobwomble" that is my new word for idiots!!!

    Genius!!!
    I want to be a writer
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