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Six year retirement plan
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So - whats on the agenda for today? Still no internet so snatching a few sneaky minutes from work.
Today has been another day of left overs - using a trial size bottle of shampoo and left pvers from sunday's dinner for lunch. I have also created a web page and twitter account for my facebook page - https://www.facebook.com/milliesmakes1 and the twitter account is MilliesMakes1 - I now have my second order for three bowl holders so things are looking up - a little! Not sure that I will be a millionaire yet though.
The consultancy work that came my way yesterday is nearly complete - just another 10 pages to review and then type it up into a report. Meanwhile dinner tonight is a freezer lottery special - oit looks like meatballs with baked beans that i will ahve with a jacket potato.
With a wek to go until payday my od looks like it has dropped a total of £470 since I started in mid july which I am happy about.
Its all good folks!44 day challenge
1. Pay £650 off overdraft (£ 288/ £650)
2. Lose 12 lbs (4.5/ 12)
3. Use YNAB everyday (6/44)0 -
Yay:j Happy days. Well done
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hooray!! It is a funny thing about money. Once you consistently start working towards making it =, and spending what you have more wisely... it comes to you far more easily. The saying "money breeds money" is really true. Very much so for me. Everytime I et a bit despondent, I try and boost my income and bit and a bit suddenly turns into a lot!
Well done on the second order and pushing things forward. Am sure that you will be a Hundredaire soon
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0 -
very funny !!44 day challenge
1. Pay £650 off overdraft (£ 288/ £650)
2. Lose 12 lbs (4.5/ 12)
3. Use YNAB everyday (6/44)0 -
well - my internet is still down - very frustrating.
I have done some number crunching and think that I have broken the 2% barrier of debt repyament - it was a large amount to start off with so I am pleased with this after just two months of trying. At the moment I have high interest rates so am hoping thatbetter offers roll in as the debt mountain decreases. lower apr means faster repayments!!
I also have a couple of items on ebay which will sell this weekend - only arond £10 in total but its a little more towards part 3's raising money challenge!
This weekend sees more fiddleing with wires to return the internet (hopefully) and more crafting - along with the completion of that consultancy work - oh and a small amount of grocery shopping!44 day challenge
1. Pay £650 off overdraft (£ 288/ £650)
2. Lose 12 lbs (4.5/ 12)
3. Use YNAB everyday (6/44)0 -
Hope your internet gets sorted soon. You are doing really well.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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2% is huge Ninno! Well done you As for the internet, sure you can't ring them and get them to send a new router etc out?
Hope you're ok otherwise hugs!
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0 -
Congratulations on the 2 per cent!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
So - I'm back on line - hurrah! The bank balance is doing well although I haven't been able to use YNAB so much as it was difficult to reconcile the accounts. This internet absence has proofed, however, how much I must spend online - lesson learned!!44 day challenge
1. Pay £650 off overdraft (£ 288/ £650)
2. Lose 12 lbs (4.5/ 12)
3. Use YNAB everyday (6/44)0 -
Hooray!!
I was only thinking of you this morning. My friend came over Saturday and begged a bowl of noodles from me. Served up in one of your lovely bowl snugglies. She loved it!
I spend so much time online and yet manage to spend very little. Mainly indoctrination really, of never spending on myself so I rarely buy things if they are not necessary and therefore cheaper online!
Glad you got some positives from being offline!!
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0
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