My Diary v3.0

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  • So, it's March next week - I can't quite believe it! But it's true!
    Very little new to report from me (if anyone has ANYTHING exciting to report, I would dearly like to hear it!).
    Most interesting thing happening is I have suddenly become very focussed on my future financial health. Considerations, research, ideas, plans and thoughts a-plenty on my pension, S&S ISAs and generaly money. Kinda wish I had done this a LONG time ago, but I could never get my head round it. Head is still spinning, but a clear plan is developing.
    Phase 1 is to increase my pension contribution by 2%. This becomes effective in my March wage.
    Phase 2 is to continue to put money into PB each month until I get £10K.
    Phase 3 is to reduce my PB payment each month and divert some into a S&S ISA. The plan (hope) here is that this little investment will perform well and give me a better return than PB's. I know there is a risk, but left for long enough I think everything would even itself out.
    And that is pretty much me for now.
    Hope you are all enjoying some more springlike weather?

    Nats x
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Photogenic First Post Combo Breaker First Anniversary
    Well Hello Everyone!

    I have been missing for almost 2 years! How did that happen?
    Hope you are all good?  I'll be back with an update soon xxx
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
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