We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My Diary v3.0

Options
1828384858688»

Comments

  • So, it's March next week - I can't quite believe it! But it's true!
    Very little new to report from me (if anyone has ANYTHING exciting to report, I would dearly like to hear it!).
    Most interesting thing happening is I have suddenly become very focussed on my future financial health. Considerations, research, ideas, plans and thoughts a-plenty on my pension, S&S ISAs and generaly money. Kinda wish I had done this a LONG time ago, but I could never get my head round it. Head is still spinning, but a clear plan is developing.
    Phase 1 is to increase my pension contribution by 2%. This becomes effective in my March wage.
    Phase 2 is to continue to put money into PB each month until I get £10K.
    Phase 3 is to reduce my PB payment each month and divert some into a S&S ISA. The plan (hope) here is that this little investment will perform well and give me a better return than PB's. I know there is a risk, but left for long enough I think everything would even itself out.
    And that is pretty much me for now.
    Hope you are all enjoying some more springlike weather?

    Nats x
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Well Hello Everyone!

    I have been missing for almost 2 years! How did that happen?
    Hope you are all good?  I'll be back with an update soon xxx
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.