child paying keep/rent

JournalGirl

lika_86 wrote: »

A lot of posters suggesting the OP puts the money away to give back to her daughter seem to be ignoring the fact that the OP states "I am not in a finacial position to not allow her to pay rent/keep nor do I want to as I want to teach her financial responsibility and paying her way yet I don't want to be too lenient or too strict."

I just suggested that if she could save some of the money it might be an option. I recognise OP has said she can't allow no keep, but if she's asking our opinions of how much, there's a fair chance that she could have some left over.

It was just a suggestion to allay the fear of being 'too strict'

lulu_92

Fosterdog wrote: »

Everyones circumstances are different.

I didn't have to pay anything with my first job because it was only part time while I was in full time college, my parents agreed that while I was still in education I could live keep free but did start buying my own clothes, paid my own phone bill and other bits and pieces.

When I left college and started full time work I paid £25 a week and bought everything else myself including an extra contribution to food or buying my own. When I got a better paid job that increased to £50 a week.

My brother always paid more started at £50 a week and eventually £100 a week because he left school early and wanted things like sky sports and multiroom which my parents were fine with as long as he paid the difference from the basic package. I never really watched TV and had no sky in my room so never had to contribute to that. My brother didn't leave home until he was 30 I left at 21.

That's what my parents did. I moved out when I was 20 when I was still at uni (lived at home for first 2 years of studies) and moved in with OH

Indie_Kid

Fosterdog wrote: »

My brother always paid more started at £50 a week and eventually £100 a week because he left school early and wanted things like sky sports and multiroom which my parents were fine with as long as he paid the difference from the basic package.

It's pretty much the same with me. I wanted Virgin in my room and my parents said this was an "extra", so I have to £10 a month for this. My phone contract is in dad's name (because it's some £18 a month cheaper due to him having Virgin, TV, phone and broadband in his name) which I pay £20 a month for.

onomatopoeia99

I paid £25/week out of a £90 (before tax) salary when I was 18 (1987) working full time for a year before university. This is laughingly called a "year off".

My parents put it to one side and it went towards the parental contribution part of the grant when I started university.

Raksha

Gigervamp wrote: »

My two sons pay me a set £100 a month each. They're both on NMW and their shifts vary, so while one month they might get a decent amount of hours, another month might go by with them only working the contracted hours.

One son works for a fast food place and often eats at work, the other buys most of his own food.

This works for us.

My two are the same, one f/t hours, the other p/t as he's at college but normally does 3 or 4 8 hour shifts a week. They both pay 30% of their take home each fortnight, limited to £50 max as an incentive to work extra hours

maman

neon_dannii wrote: »

Just depends on circumstances.

I pay nothing on the instruction that half of what I earn goes into savings. So that's what I do. 50% of my wage goes into savings every month and I'm very nearly on my way to having a deposit for a house.

My parents are very happy with this and I'm very grateful. I also help out with the chores around the house.

Morglin wrote: »

I worked on 10% of their take home pay, but put it into a savings account, and gave it to them when they left home permanently.

No one wants to 'make' on their kids , but giving over x amount per month, does make them think about paying for it all!

Lin

That's exactly what I did with my own children. I charged them nothing but knew they were saving for house deposits. If they'd not been responsible and needed 'teaching' I'd have saved it for them. Ironically, only this evening my brother was telling me that he does exactly that with his own children, encouraging them to stay at home for free while they save deposits.

lika_86 wrote: »

A lot of posters suggesting the OP puts the money away to give back to her daughter seem to be ignoring the fact that the OP states "I am not in a finacial position to not allow her to pay rent/keep nor do I want to as I want to teach her financial responsibility and paying her way yet I don't want to be too lenient or too strict."

While I admit I know very little about benefits surely if OP's daughter pays her own way in the sense of her own clothes, toiletries, hairdresser, phone and travel that would be enough to cover any shortfall. Then I'd take keep if necessary (i.e. if she wasn't financially responsible) and save it for her. Up to now OP has been paying everything and surely doesn't want to make money from her daughter.

choccybuttons

I would say £200 a month, perhaps ask her if she would like to give you £100 to put in a savings accounts that's in her name so she can start saving for a car or deposit

Mojisola

choccybuttons wrote: »

I would say £200 a month, perhaps ask her if she would like to give you £100 to put in a savings accounts that's in her name so she can start saving for a car or deposit

Shouldn't an 18 year old be responsible for their own savings account?

jaylee3

campercomper wrote: »

whilst I do think the 1/3 principle is good in theory, deep down I think its a bit steep. When I lived at home (with my grandmother) I remember being shocked at getting charged "keep" when I got my first full time job i'd never heard of it before ha!

it was only £100pm, my wages were £800pm! also to add I barely ate in the house and bought all my own lunches, toiletries paid my own phone etc, so the £100 was literally for having a place to lay my head at night. but I am so thankful that she did it. it taught me that my wages weren't "all mine" to spend willy nilly and I had to budget for myself. I swear giving my grandmother that £100 per month taught me ALOT!!

forgot to say about my friend, who DIDNT get charged any housekeep, she's now 27 still !!!! with money and her mummy still pays her car insurance!! and these are people on ALOT more money than me and my grandmother, its shocking!!

PMSL I would NOT do this! It makes me cringe when people over 18 have their own income and mummy and daddy let them live rent-free and pay for stuff for them. (Phone contract, car insurance etc.) Pathetic. What kind of example is this to set to them?

Your nana sounds like a savvy and sensible lady, making you be responsible.

Of course, someone is going to come on here now and say "Well, I paid for this and that for MY kids and they are decent responsible and financially savvy young adults." :rotfl: There's always one.

Raksha

My dear Dad firmly believed my Mum was putting the housekeeping money i paid in a savings account, bless him...