Every Loquacious Idiosyncrasy Treated Equally - 11+ ELITE Thread

aau1

tweets wrote: »

Are you allowed to vote ?
I don't pay much attention to politics.

Hell yeah i can vote

Zippy, Looks good to me :beer: but i've fallen foul of the rule a few times so don't take my word for it :rotfl:

gocat

Typical. Come back from morries after getting £10 of fruit and veg with vouchers and the postman brings me £20 of morries vouchers that were from a recent sun+ sub. When will morries stop chucking money at me :rotfl:

Re savers. I got OH a £15000 virgin NISA which pays 3% as fed up of sending £500/£750 etc here there and everywhere each month lol

karlie88

gocat wrote: »

Typical. Come back from morries after getting £10 of fruit and veg with vouchers and the postman brings me £20 of morries vouchers that were from a recent sun+ sub. When will morries stop chucking money at me :rotfl:

Re savers. I got OH a £15000 virgin NISA which pays 3% as fed up of sending £500/£750 etc here there and everywhere each month lol

:rotfl:

Just remember though...that's a 5 year fixed account.

Should interest rates improve over the next couple of years then it may not be such a good deal.

mhoc

zippydooda wrote: »

yesterday I added 4 x £25 3v cards to my on board spend account with p&o. would have been more but my store have none left.

I been told they get gc's restocked every 2 weeks on a Tuesday. (different days other stores I assume) so it saves me to keep looking for them.

Please can you tell me how to do this?

We have not got a P& O booked at the mo but we do have a Cunard so it might work the same.

What happens if you don't use all your OBC?

Do you use yours to pay for your drink bills? or your excursions?

Our drinks bill is usually zilch - I worked out a long while ago that my lime and soda was £1.50 a time but if I just drank water I'd soon save enough for a litre of duty free gin - forever MSE!

On one trip we had an excursion booked for Vigo but we could not dock and this was the last port. We had used the OBC to book the trip - trips were about £70 at the time but seem to have gone up a lot now. So on our sea day we had to use the £70 in the shops - it was at the end of the year so it was straight forward to find useful Christmas gifts.

mhoc

karlie88 wrote: »

:rotfl:

Just remember though...that's a 5 year fixed account.

Should interest rates improve over the next couple of years then it may not be such a good deal.

I don't think I'd tie any money up for 5 years - I think our ISA is a 4 year fix but that's just the basic amount - I am putting the extra ISA allowance into a Nationwide regular saver ISA as a just incase measure

gocat

karlie88 wrote: »

:rotfl:

Just remember though...that's a 5 year fixed account.

Should interest rates improve over the next couple of years then it may not be such a good deal.

Yeah true but read somewhere (might have been martins newsletter) that even if you withdraw it after say 2 years or 3 years it has still beaten the present best interest rates even with the loss of 180 days interest.

tweets

bubbs wrote: »

Bless her tweets, im going jam making for the first time:eek::eek: does anyone know if i put the lids straight on after putting in the jar?

Good luck with the jam

I have defeated that level and moved a few more :j:j

karlie88

gocat wrote: »

Yeah true but read somewhere (might have been martins newsletter) that even if you withdraw it after say 2 years or 3 years it has still beaten the present best interest rates even with the loss of 180 days interest.

:T

Another option would be Coventry Building Society that only has 120 days of interest as a penalty.

tweets

locarr wrote: »

Afternoon young lady!:D

why would anyone be celebrating independence from the UK in the UK!!:eek: Numbties!:cool:

:j Like the young bit

I have yet to see nosey crow (neighbour) who knows everything or thinks she does She will no doubt have reported the fireworks. I try to stay out of her way

David.

abailey54 wrote: »

Morning :wave: hope you're all well

I had a dating scan yesterday and all went well so I'm allowed to tell people I'm pregnant now :j

Off to catch up and steal all your ideas on preserving fruit and veg

:T:T:j:T:T