Every Loquacious Idiosyncrasy Treated Equally - 11+ ELITE Thread

its_a_secret_66

Afternoon everyone


Lovely news of the new elite baby.abailey54

Great news on the biopsy results, enjoy the holiday in Espana .

Has anyone done a CC on reeds today please. I have one for later today so I will let you know later my results please and thank you

karlie88

savvy sal and anyone else...don't forget to 'drip feed' regular saving accounts too.

First Direct have a 6% Regular Saver.

Club Lloyds Monthly Saver 4%.

bubbs

never_too_old wrote: »

https://m.facebook.com/story.php?story_fbid=10152307355738026&id=672618025
Afternoon all
I know this is where the elite come into their own.this is a dear friends granddaughter, could I ask you all to cast a vote for her.
Tia:T:T

Voted and good luck, please post everyday if we can vote everyday and i will vote:D:D

bubbs

MKS wrote: »

You are an :A:A:A

Think that accounts for half the elite:D:D

bubbs

tweets wrote: »

:rotfl::rotfl::rotfl:

Morning tweets and now now, ds@ folkestone:rotfl::rotfl: bless her, the weather is awful there we are only up the rd and not had that much rain, been dry since about 9

mhoc

karlie88 wrote: »

Depends on your circumstances really.

But...if you want no risk with a guaranteed return and just want sole accounts (rather than joint accounts), then I would go for:

2 x TSB Classic Plus Accounts with £2000 in each @ 5% interest. £195.60 interest over a year.

1 x Nationwide FlexDirect Current Account with £2500 @ 5% interest. £122.25 interest over a year.

1 x Club Lloyds Current Account with £5000 @ 4% interest. £196.50 interest over a year.

1 x Santander 123 Current Accounts with the rest of the money (£3500) @ 3% interest. £103.60 interest over a year. I'd also switch over all my household bills to this account to make some extra money and negate the £2 monthly fee.

Of course, if you're a basic tax rate payer then deduct 20% and 40% for higher tax rate payers.

:cool:

I'd only open an NISA if you're a higher rate tax payer or you've maxed out on Santander, Club Lloyds, Nationwide FlexDirect, TSB Classic Plus and Tesco Bank current accounts....i.e. £37,500.

:T

Isn't there a Yorkshire bank current with interest as well???

And also there are still a few monthly savings accounts worth having eg £300 into a first direct ( you need to open a current account and have £1k going in each month but I put it in and then take £700 back out again same day )
Also CHeshire building society platinum account £500 a month max still pays 3% - checked this one on Thursday
Yorkshire BS is £250 a month max as well

These are useful for savings towards next years ISAs

bubbs

Tinyshoes wrote: »

Afternoon.

Not time to stop, dinner party 6.30pm. :eek:

Got to see how disorganised I can be.

Have to try really hard and not be in the shower when guests arrive, have been know to be. :rotfl:

Might catch tail end of night shift later so have a lovely Saturday everyone. :A

Have a lovely time:D

zippydooda

aau1 wrote: »

Zippy, great morries guide but there is a code tucked inside it. If you don't edit then the whole thing might get deleted :eek:

is it ok now, I see foxy's looking at us.

savvy_sal

karlie88 wrote: »

Depends on your circumstances really.

But...if you want no risk with a guaranteed return and just want sole accounts (rather than joint accounts), then I would go for:

2 x TSB Classic Plus Accounts with £2000 in each @ 5% interest. £195.60 interest over a year.

1 x Nationwide FlexDirect Current Account with £2500 @ 5% interest. £122.25 interest over a year.

1 x Club Lloyds Current Account with £5000 @ 4% interest. £196.50 interest over a year.

1 x Santander 123 Current Accounts with the rest of the money (£3500) @ 3% interest. £103.60 interest over a year. I'd also switch over all my household bills to this account to make some extra money and negate the £2 monthly fee.

Of course, if you're a basic tax rate payer then deduct 20% and 40% for higher tax rate payers.

:cool:

I'd only open an NISA if you're a higher rate tax payer or you've maxed out on Santander, Club Lloyds, Nationwide FlexDirect, TSB Classic Plus and Tesco Bank current accounts....i.e. £37,500.

:T

Thanks karlie.I've already got the max in 123 account.Will look into these because I've got a couple of large fixed interest bonds maturing this month.You're a star:T

abailey54

Thanks savvy sal, TS, bananababe, jax.26 and its a secret

queen_of_cheap wrote: »

Yeah, I'm at the other maternity one I'd prefer to be back at sm but there's nothing suitable there at the mo

I've seen a few but only to see who I know on there, both staff and patients

That would have been funny if we went there then :rotfl: we nearly did as I have bad memories of smead

jax.26 wrote: »

Hi everybody!

Aw congrats bailey...bet you're sooooo excited!

xx

Thanks I am, also a new dimension added to my couponing and glitching :rotfl: