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Every Loquacious Idiosyncrasy Treated Equally - 11+ ELITE Thread
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Thanks to everyone that has mentioned dh's eye, it seems better this morning:T:T but i did say to him last night shall i put the shield on he said no:mad: but has just said think i better have the shield on cause he woke up in the night as he rubbed it:eek: (the eye that is):rotfl::rotfl:
:rotfl::rotfl::rotfl:
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Where do you think is the best place to put £15000?
Depends on your circumstances really.
But...if you want no risk with a guaranteed return and just want sole accounts (rather than joint accounts), then I would go for:
2 x TSB Classic Plus Accounts with £2000 in each @ 5% interest. £195.60 interest over a year.
1 x Nationwide FlexDirect Current Account with £2500 @ 5% interest. £122.25 interest over a year.
1 x Club Lloyds Current Account with £5000 @ 4% interest. £196.50 interest over a year.
1 x Santander 123 Current Accounts with the rest of the money (£3500) @ 3% interest. £103.60 interest over a year. I'd also switch over all my household bills to this account to make some extra money and negate the £2 monthly fee.
Of course, if you're a basic tax rate payer then deduct 20% and 40% for higher tax rate payers.
:cool:
I'd only open an NISA if you're a higher rate tax payer or you've maxed out on Santander, Club Lloyds, Nationwide FlexDirect, TSB Classic Plus and Tesco Bank current accounts....i.e. £37,500.
:T:grouphug:Official MSE canny forumite and HUKD VIP badge member
:grouphug:
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Good Afternoon
The sun came out :T
My Orchard vouchers arrived 4 moc's for Mr T's 'The Home Range'
One £5 off minimum spend £5
Other three £5 off when you spend £25got online code on them
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Just done a T's C&C Order! in a shop previously named after a regular poster on here!;)
£75.06 worth of groceries using various online codes totaling £15 + including an XX £7.50 wys £75 :cool:
various half price items included...vouchers came off total price..
Kerching.....Total to pay £34.08,
so it still works, so don't believe everything you hear on 10 wvays:cool:"He that lieth down with dogs shall rise up with fleas" Benjamin Franklin
bilge© copyright all rights reserved0 -
Afternoon karlie :wave:
My DS is down at Silverstone been camping since Thursday.
My mums told her neighbours in flats he watching motor racing at Folkestone :eek: :rotfl::rotfl::rotfl::rotfl:
:rotfl:
Folkestone...the home of UK motor racing.
:rotfl::grouphug:Official MSE canny forumite and HUKD VIP badge member
:grouphug:
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Just enjoying a bowl of Weight Watchers bran flakes - the ones we were buying with the £1 print off MOCs at Sada as part of an APG shop along with copious amounts of Morrisons sliced strawberries - very MSE
Just wondering if its possible to over dose on strawberries - def not“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0 -
Afternoon.
Not time to stop, dinner party 6.30pm. :eek:
Got to see how disorganised I can be.
Have to try really hard and not be in the shower when guests arrive, have been know to be. :rotfl:
Might catch tail end of night shift later so have a lovely Saturday everyone. :A0
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