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Starbucks, Trainers and Cottages - Ohhh My!

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  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Poor you. Hope you feel better soon. :(
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Hope you feel better soon x x
  • EchoDelta
    EchoDelta Posts: 631 Forumite
    Get well soon xx
    Sealed Pot Challenge - No. 117
    Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
    MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)
  • alioops78
    alioops78 Posts: 526 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Hope you're feeling better soon, nothing worse than being sick when you've got a million and one things to do.

    Paypal thingy is about 1% but I blame pregnancy brain :rotfl:

    The only way I'm geting through everything is by having a fantastic husband that has realised that me having a nap is now perfectly reasonable and to just carry on bless him lol.
    DEBTS ARE BEING DEALT WITH AS BEST WE CAN :o
    :heart: Married my prince on 27/08/2011 :heart:
    Baby Girl born 21/10/14 :D:D:D:D:D:D
  • VeronicaMars
    VeronicaMars Posts: 181 Forumite
    Debt-free and Proud!
    :smileyheaThank you guys!!!

    I'm better now - I was so ill. Throwing up, bed bound - the works!

    Its all very sexy. NOT.

    1% - Woohoooo :jthat is much better than 10% alioops!

    As expected another busy week. Shipping people came and went through our house. Constant issues with the letting agency - they are just idiots, basically. To quote Mr Mars - If you pay peanuts; you get monkeys. I personally think Mr Mars was being quite disrespectful here, as monkeys could do a better job than theses guys. :rotfl:

    They literally cannot get a date or anything correct. It is error after error. I am letting nothing slide, though. EVERYTHING is being put in writing. :mad:

    Managed to get my wedding thank you cards sorted, just need to get some envelopes and then get them sent! Phew. NExt up; the album.

    Decided I am going to pay one of the credit cards off in August. The BOS one at around £2k. It just did not sit correctly with me that we are going away with two credit cards. Plus the 0% runs out on it soon and with everything going on I would forget (have I mentioned I am unorganised?) and get charges and lose out on all the interest I have spent the last year trying to get.

    That will offically mean Mr Mars and I only have one credit card left @ 2k. :money:

    xoxo
    Originally debt free 27th November 2014 :T

    Mortgage July 2016 - £175,295.00 | Sept 2017 - £167,350.00 | Sept 2018 - £162,926.00
  • VeronicaMars
    VeronicaMars Posts: 181 Forumite
    Debt-free and Proud!
    Actually just decided to pay the credit card just now whilst I remembered....

    It is DONE!!! :money:

    As soon as it clears the account I will be calling up and cancelling the card :beer:

    I now have one credit card left at £1,850 - I upped the direct debit from £150 - £250 so that when the 0% runs out in January (or Feburary can't remember) I will have very little balance left and not this shocking amount that I need to pay!

    I work out that if it runs out in January. I would only have 350 left to pay!!! Or £100 if it is February! :j

    Feel better already! x
    Originally debt free 27th November 2014 :T

    Mortgage July 2016 - £175,295.00 | Sept 2017 - £167,350.00 | Sept 2018 - £162,926.00
  • 4p Road kill found on the way home from work.

    Mr Mars was mortified! The road kill had seen better days! He said surely I would not use it, but I explained to him that it was COLD HARD CASH and that if he didn't want half of my penny jar takings that was fine by me... he changed his tune ;)

    xoxo

    I do this all the time, better in your penny jar than anyone else's!!

    :money:
    Credit Card Debt Free Target - December 2017
    Debt Free Target - August 2018
    "Do or do not. There is no try."
  • Veronica mars where are you?!?! No posts no blogs, have you emigrated already.......xxx
  • VeronicaMars
    VeronicaMars Posts: 181 Forumite
    Debt-free and Proud!
    edited 29 July 2014 at 9:56AM
    Veronica mars where are you?!?! No posts no blogs, have you emigrated already.......xxx

    HOHO Maryland cookie! :rotfl:You made me chuckle - I know –WHERE have I been? Got some grief off my friends at the weekend. One told me I would regret neglecting them and that it would hit me on the plane. Another told me how 3 of them went to lunch and discussed if I had fallen out with them and they did not know it. They came to unanimous agreement that I went AWOL and I had not fallen out with them. Phew.

    Mr Mars is working the commonwealth games, so he has also been AWOL. Just as well we are moving, as I fear we are both about to run out of friends :D

    Well, I am now trying to make a conscious effort to update this regularly. If not so I feel communicated and part of something again, then to at least keep the finances under control (I heard that was the original point of this forum? ;)) I feel we are haemorrhaging money. It is not good.

    But today is PAAAYYYYDAYYYYY! :T Time to party and pay off some of the credit card balances!

    Summary of credit card spends:

    • Joint: 214.87 (food and petrol)
    • Me: 315.52
    • Mr Mars: 237.94
    Mr Mars bought a Garmin for his bike and I bought a bike! I was talking about buying a bike (see earlier in diary) and then I went over on my ankle and tore my ligaments PLUS Mr Mars found an amazing bargain on the bike in Halfords so decided to go for it. I can’t run (my marathon is out) but I’m allowed to try cycling in a weeks’ time. I POSTED about it on the blog –pictures and all!

    www.lifeatthelodgehouse.blogspot.co.uk


    CAVEAT:A all items come out of our monthly pocket money!

    On another note one of my friends told us that she has saved £95k. Let me repeat that for those who thought they were hallucinating…£95k.

    For the last 4 years they basically have lived off her husband’s salary and saved all of hers (she earns a lot more). If you, like me, are trying to work that out, it is roughly £2,000 a month. In savings. She saved £2,000 a month. For 4 years she has saved TWO THOUSAND POUNDS a month as well as managing to get married, go on holiday about 10 times, shop and just LIVE.

    I literally still cannot get my head round what it would be like to have £90k in savings. I feel rich having about £9k in savings…RICH I TELL YOU!

    xoxo

    Originally debt free 27th November 2014 :T

    Mortgage July 2016 - £175,295.00 | Sept 2017 - £167,350.00 | Sept 2018 - £162,926.00
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Yayy. She's back. :T
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
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