car insurance accident claim

dacouch

shorif2000 wrote: »

has anyone heard of or know anyone that has managed to get away by ignoring it even after ignoring a CCJ? I have heard of people getting away with £700,000 from gas/electricity bills.

There are people that have got away with out paying however Insurers tend to pursue non disclosure cases especially involving disqualifications.

The Admiral group tend to be very efficient at what they do so I suspect in the long run they will pursue you.

Bonez14

From what I have read online so far even if you are issued a CCJ they can renew it as long as they have the original. This can go on forever. Question If you ignore this CCJ forever can you be forced to pay anything? assuming you work fulltime and have medium-low priority debts.

Quentin

Depends how its enforced.


eg. if they get an attachment on your earnings then your employer has to deduct the sum ordered by the court from your pay before you get it and pass it on.

Bonez14

how can they achieve that if i never turn up to the courts. also i read on another forum i quote...

As this would have been classed as an uninsured loss, it is very very possible that the moneys to the other parties was paid out by the Motor Insurance Bureau. The MIB covers third parties against loss of this type, but it is a government agency.

As this will then be classed as a Government debt, it will not become barred and can be quite chased quite hard.

It will not appear on your credit files as such, as it is more akin to begin a court fine, this is because you you were in breach of the law at the time.

Quentin

shorif2000 wrote: »

how can they achieve that if i never turn up to the courts. also i read on another forum i quote...

If you are eventually "ordered to appear", to ignore will result in you ordered to be imprisoned.

OnanTheBarbarian

You are not going to get committed to prison for non-payment of a civil debt. Only non-payment of court fines or taxes get you locked up.

If you don't appear, they deal with you in your absence and then you can't moan about the order that has been made, such as how much you have to pay per week, or whether your house is repossessed, attachments of earnings etc etc.

£17k isn't soft money, so odds are Admiral won't just roll over on this. If you are employed or own your house, if you don't volunteer payment arrangements with them, they will either get an attachment of earnings order where your employer is obliged by the court to deduct a set amount from your salary, or they will get a charging order against your house which forces the debt to be paid when you sell the house.

Before that happens, they will probably mess about with collection agents, who will just turn up at your house and charge you each time they do this, so the debt will just increase with their fees of £200 for each visit with a van.

Quentin

OnanTheBarbarian wrote: »

You are not going to get committed to prison for non-payment of a civil debt. Only non-payment of court fines or taxes get you locked up.......
.

No


He asked what would happen if he ignored enforcement procedures (attachment of earnings) when in employment.


One enforcement procedure is to get a court order to make the defendant come to court for an examination.


Ignore that and you will get imprisoned.

OnanTheBarbarian

Quentin wrote: »

No


He asked what would happen if he ignored enforcement procedures (attachment of earnings) when in employment.


One enforcement procedure is to get a court order to make the defendant come to court for an examination.


Ignore that and you will get imprisoned.

As he can't ignore the attachment of earnings order (his employer would have to be the one that does that) it would be his employer who would get into trouble for breaching the court order, your point doesn't make sense.

Also there is not a guarantee you WILL be imprisoned if you failed to attend for an oral examination hearing and a custodial sentence can only arises if a penal notice has been issued.

You are not wrong Quentin, but you are not absolutely correct either.

Quentin

OnanTheBarbarian wrote: »

As he can't ignore the attachment of earnings order (his employer would have to be the one that does that) it would be his employer who would get into trouble for breaching the court order, your point doesn't make sense........

My point is that if the OP ignores a court order to attend the court he can end up in prison. Hope that makes sense to him.


(You have wrongly told him no chance of being imprisoned over this issue)

Bonez14

so i only have to be concerned once it goes to court looks like. but if a summons does not mention anything about imprisonment then it should be fine? or do all summons have the imprisonment note? i know a criminal summons have them but this isn't criminal.