DMP & Mutual Support Thread - Part 10

zenshi

Hi Mooglet, think I recognise the name. I'm just back after a tray AWOL and trying to get back on track too

blisteringblue

Sazzie23 wrote: »

Blistering - balance coming down nicely now, did you ever think payment day would just slip by ...:T how things change :T

I know, this whole process is becoming a breeze. We are not worrying about Xmas this year as it has it's own pot in YNAB, We have almost paid off £8k since April and even found enough to put money away in a pot for a cheap holiday next year.

OK I'm a credit pariah but blurrrrggghhhh who cares

BeingDebtFreeStartsHere

Monkeyballs wrote: »

Ha, I just got a follow up email from Moneyshop thanking me for replying to the email they sent to me asking for me to give them permission to email me using the email address I gave them to contact me on! They have said that if they need to contact me in future they will email me...

Perhaps business is slow and they're bored?

MB of G x

LOVE THIS MB!!!!! :rotfl:

Kate - glad you had a fab holiday and good luck with the upcoming interview

On the fridge front - we decided to switch it off for 24 hours and let the whole thing defrost. Switched it on again yesterday morning and it is working again!!! Hurrah!! :j
Will keep it going as long as possible!

First default notice through from Natwest this week - phoned them to confirm all still ok with DMP and they were actually really nice
I'm getting brave now ringing these creditors!

Feeling more positive every day and cannot thank you all enough for getting me this far

BDFSH x

Mooglet71

BDFSH
It's amazing how assertive you become when you have no choice. I find it much easier to deal with creditors now and in the main, the people on the phones are really helpful. I also find it a lot easier to say no to things too. If you haven't got the money, it makes the decision a lot easier

Monkeyballs

Evening my lovers!

Just wanted to chip in and say that I advocate speaking to your creditors too it's not half as scary as you think it will be and once you've done a couple it's like riding a bike (wrong analogy I know but I can't think of a better one LOL).

Best of all, you are taking the power back! You are standing up and saying my debt, my problem, my solution, my way!

MB of G x

Karen777

^^^^ I now have Frank Sinatra in my head...... which is interfering with my serious work face

Monkeyballs

Ah... Frankie





MB of G x

Time_to_face_the_music

I just need to say, or rather scream, I hate cars :mad:

That's it, vented and off my chest. I know some of you will understand :A

TTFTM x

Growurown

Time_to_face_the_music wrote: »

I just need to say, or rather scream, I hate cars :mad:

That's it, vented and off my chest. I know some of you will understand :A

TTFTM x

I feel your pain TTFTM, I really do - I have just forked out another £181 to get mine through the MOT and the central locking has packed up and too expensive to repair. What a pain:mad::mad:

Sazzie23

Time_to_face_the_music wrote: »

I just need to say, or rather scream, I hate cars :mad:

That's it, vented and off my chest. I know some of you will understand :A

TTFTM x

Oh dear, TTfTM hope the venting helped a bit. & GUO am I correct thinking you prepared for this sort of thing by increasing the DMP car budget? Good job if you did !

For me it's the kitchen electrics that have been spooked by Halloween, first the washer, then the kettle and now the blummiin microwave is joining in, tsk tsk :T