From Little Acorns...

WhiteSnowdrop

I've been a very long time reader of this website and especially this forum. We bought our family home about 7 years ago and have been steadily overpaying where possible since then. Our plan is to pay off our mortgage by 2021, knocking over 10 years off the original term. We are overpaying monthly and adding lump sums where possible but to hit our target we need to find another 4k each year which is where the little acorns bit comes in.
I am a SAHM/student at the moment so I am trying to chip away at the £300 ish a month that we need by doing things that sometimes seem really small but ultimately will help towards where we want to be.

I wanted to start this diary as both my accountability and my motivation! Consistency is what will make or break this challenge (thank goodness for spellcheck) and though the amounts I generate may be small, from little acorns mighty oaks grow.

WhiteSnowdrop

Right now the first scary post is done lets get the to do list started!

1. Load cots details to GT
2. Set up Moses Basket & take pics DONE
3. Load MS details to GT
4. Menu plan for June - emptying freezer and bottomless store cupboard
5. Ring book people to organise collection DONE
6. Bump Facebook clothes for sale - DONE
7. Clean top of kitchen cupboards - not money related but a rubbish job that needs doing!
8. Make Sheriff badge for daughter - DONE
9. Explain to daughter that just because she thinks she's a sheriff she can't make the rules for the house! - DONE

PrincessLou

Just wanted to say good luck and I've subscribed! :j

WhiteSnowdrop

Thanks PrincessLou, I hope you are buckled in tight for a roller coast ride of to do lists and toddler tantrums! I will have to work out how to subscribe, I've been reading diaries daily for years now and have never looked how to do it, how lazy is that?

PrincessLou

Just click on thread tools at the top and it's in there. How old is your child/children? My twin boys have just turned 1 abd are becoming increasingly difficult.:eek:

greent

Hello & Welcome, WhiteSnowdrop I look forward to following your progress x

WhiteSnowdrop

Hi greent, thanks for dropping by to say hello.:)

PrincessLou - My kids are 3 nearly, I have boy/girl twins. I remember very well how they were when they were 1! Very mobile and getting vocal. Thanks for your instructions on how to subscribe. :T

WhiteSnowdrop

Planning menu tonight for June whilst watching a bit of rubbish telly to ease the boredom. Won't get the cots uploaded to GumTr** tonight as I had a look at the photos I have and they aren't brill so I'll take a few tomorrow morning pre- kids getting up. Also off to find a final book to qualify me for a trade in for some books I have.

Good day today

Secret_Saving_Squirrel

Hello,

Good luck to you. You have been very sensible in overpaying from the start. I found that the best way to save was just to keep out of shops completely unless you really need something, rather than wanting it, and then just go in, get it and come out again. The shops are so good at making their goods seem so attractive but the majority are unnecessary and overpriced.

I am sure that just by keeping out of temptation's path, you will be successful. Children just want your time and love home made things.
As for adults, we can see through the marketing!

All the very best,

Squirrel x

Goldiegirl

Good luck with your plans.

I'll look forward to reading about your progress

WhiteSnowdrop

Squirrel - you are soooo right about the shops, I'm an online food shopper and really try not to go in mid week unless I really have to. Since I've had kids I'm amazed at how many things I've been able to make for them to play with rather than buy. They don't care about things being realistic just fun, and nothing I mean nothing beats a cardboard box!