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Whooaaaaaa! We're half way there Whooooaa! Livin' on a prayer

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  • t2rry
    t2rry Posts: 1,076 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Don't be too hard on yourself for the step back with your debt Calling14, you've clearly got a lot going on, and I for one will feel amazing when mine is down to your level!!
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £8,200/£10,000
    2. Slush Fund £3,800/£10,000

    Save £12k in 2025 - #50 - £12,000/£20,000 (60%)
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks t2rry and good luck on your journey
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well I am here after a nightmare week, managed whilst nailing down floorboards to hit a pipe, discovered leak 4 hrs later. Unable to turn off stop !!!! as the useless kitchen fitter I had, had boarded up the stop !!!!. Too dark to attempt to find the one in the road. Luckily managed to get hold of an ex boyfriend but lives 35 mins away, thankfully he came out. Now all dried out lucky it was sunny, couch outside, wooden floor anyway, just a few holes we made in ceiling to stop it collapsing and a sticking swollen lounge door, just a bit of paint will sort it all out. Phew.

    Got just bedrooms carpeted today, so no spend by me work owed me money. Look lovely a bit shag pile ish hehe but make the house warmer in the winter.

    Paid a small sum off my cards today at least debt should move in the right direction now. DETERMINED. Not brave enough to cut credit cards up but will not spend anymore.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done on the debt reductions you're doing really well xx will subscribe to keep you company on your debt free journey xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks abba1772 I need a push at times to get me motivated.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I'm sure everyone on here gets like that I find having a diary on here is the best thing tho xx sympathise with the ibs as I get horrible flare ups with mine xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks abba1772 did not realize how horrid IBS was until I had such a bad episode of it. Thankfully settled down now.

    Paid a wee bit off my card 77.60 total now stands at 6598.30.

    Feel a bit flat at moment, need to have some fun and enjoy myself this weekend. Stayed in all last weekend, except for dog walks to avoid spending.

    So having lunch out today with a great mate who is always bouncy and makes me laugh. Need more friends like him. Off this afternoon hoping weather improves and will get some exercise in.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well paid by mistake another 41.10 off my credit cards which leaves me broke until next Thursday, Food in the house lucky and petrol in the car. phew. Forgot to change a direct debit. Oh well would only have spent it ;-)
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well small dent in credit cards today 32.20 paid off

    Balance now stands at 6526.58.


    Tempted to go and buy some clothes today but sun is out might just walk dog when off this afternoon instead. Make do for now policy.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Cleaned my house yesterday instead of clothes shopping how this board has changed me.

    Well Its Friday decided to throw money at these cards before the weekend, played Tilly rounding down game and balance now stands at 6500.00.

    Sure I have reached this figure before but this time different, no spending/secret balance on my credit cards.
    It's my birthday Sunday so hoping I get some cash, as bought myself a Queen ticket for next year, have hinted in the right direction, Fingers crossed.

    Have a great weekend folks x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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