Whooaaaaaa! We're half way there Whooooaa! Livin' on a prayer

Calling14

Thanks for that October will look into Nhs dentists and charges. Currently have a private one.

Calling14

Thanks October will be on the hunt for Nhs dentist and look into their charges first week of Jan x

Calling14

Excited to see New Year on the horizon.

My original target was to be under 5k by the end of 2014. Came in under 6k

2013 added 1k to my debts, new front And back doors.

2014 hmm why added 1k hard to fathom. Outside house painting and new internal doors fitted. Only paid fitting doors were payment from work!
Not had a lodger last 6 months, dentist and car costs probably came to £500. Oh well live and learn.

2015 will be the year to kill this debt, well most of it. Need to build up Emergency fund as each year 1k seems to be needed. This year need new front tyres, heaps dentistry work.

Let proper budgeting begin.

October_Starter

You can do it!

October xx

Calling14

Going to try so hard October. The race to the finish line is on.

Calling14

Well Hello diary first time chatted this year.

Spent not a bean so far. May need milk tomorrow drat.

Got lots of food in so no spending needed otherwise.

Need to weigh myself but not going down that route till Feb.

Spreadsheet on my work computer so budgeting Monday, will I have time for work lol.

Hope everyone is keen and ready for the challenges 2015 brings

October_Starter

Happy New Year Calling!

Looking forward to seeing the successes you have this year.

October xx

Calling14

October_Starter wrote: »

Awww sorry to hear about your tooth Calling. Are you on the NHS? I believe even if you need two crowns, that if they are done together as one treatment it should only cost £300.00. Worth checking with your dentist.

Happy New Year!

October xx

:T:T:T:T Could hug you October Starter think you have saved me 400 pounds this year so far:j Registered with NHS Dentist ok bit travelling involved (15 miles) but total cost of 2 crowns 180.00 pounds so happy as fretted about this all xmas. how to find way over 600 pounds. Might push to get another done when I go for my intial consultation as have one tooth with 95% filling. So happy thank you so much. x

Back in work today, got in work and was all on own ended up texting boss where are you? If your late bring milk in and numpty had overslept not set his alarm. So lovely peaceful first hr somehow I feel smug

Strapped for cash this week and have a pay 220.00 off my London Trip so no progress on my cc this week.

Good news still working through Gammon mountain, so no food spends needed this week. Spent 11.50 yesterday veg and track suit bottoms (fiver) lidl for that price great dog walking gear:rotfl:

So happy love this board saved me so much with all you helpful peeps :beer:

October_Starter

Wooohooo!!!!

I am so glad I could help. I got to my NHS dentist every 6 months and they have the pricing thing up on the wall so often read it when I am waiting to book an appointment etc.

That is such a shocking difference too. Hopefully if you like your NHS dentist you could stay with them instead of paying private dentist fees?

I told you this year was going to be a good one

October xx

Calling14

Looking good so far October Starter.

Its not even 12 o'clock and I have pigged out this morning, porridge, xmas cake and eaten all my butties. What makes you think alone in office today?

Paid all of five pounds off my barclaycard cc, Restless want to start clearing my debts but have to wait till next week. Going to split my credit card balances up in my signature - not that it will help but who knows. Just gives me bit more information.

My pay rise doesn't come into next week wages, plan to tf the extra little bit to new bank act opened that way to save for wee break. Naughty but nice.