Whooaaaaaa! We're half way there Whooooaa! Livin' on a prayer

Calling14

Thanks abba I really do leave myself bit too short sometimes. x

October_Starter

Don't put yourself in a bad position. I got into a habit of paying off loads on my cc and then half way through the month running out of money and ending up adding loads more to it. That was before my LBM though and now I don't use it at all if possible.

Keep going, you are doing well and you mustn't doubt yourself.

As for mean boss... hahaha KARMA!

October xx

Calling14

Going to carry on leaving myself short this month. Another tenner off today.
Have 298.25 to clear on one card by 1.03.15 as part of my Barclaycard cc 0% interest runs out then.

End of January total 5760.00

Karma indeed October still smiling.

No plans for the weekend, really like a band that are on tonight but they aren't that exciting to watch. Will see how frozen I am after dog walk later, seems bit warmer today.

Sainsbobs delivery today, so will have food and cake in - oh yes. Had a 8 pounds off 40 shop voucher.

Put a lamb breast in the slow cooker this morning, not a fan bit fatty but was in freezer so getting used up. Added some, red wine, rosemary and garlic, can roast it off in the oven later and pull meat off. Tempted just to stay in and finish the wine off.

Resisted the urge to buy tickets today for Stereophonics at Royal Albert Hall. So difficult but proud of myself, have seen them there in the past but still sulking.

When I get down to 5k I will treat myself to something.

Have a great weekend folks. x

Calling14

Hello little diary missed you. Basically was tad down in dumps so haven't posted. Find staying in, just trying to clear debts difficult at times.

Hey Ho progress to report.

Today paid off 108.25 off my cards woo hoo. As I get paid weekly hopefully pay off another 100 pounds next week fingers crossed, have enough food too last any big snowfall.

This year in total cleared 297.25 off my debt.:beer:

Started holiday pot, .a pot for annual bills. pot for xmas 2015, hopefully will prevent future credit card use.

Total debt now stands at 5651.75:j

Amazing when you see some progress with your debts, how much brighter you feel.

Have to do a balance tf to stay on 0% by next month, got offered 1 for a yr with virgin with just 2% tf fee. Will work out how much I need it for later. Hate the fee adding to my debt so will try and clear that straight away.

Have a lovely day folks x

monz

Thats fantastic x

Calling14

Thanks Monz, just decided to play rounding up and paid off another 1.75 hate odd balances.

Balance now 5650.00 !!!!!!!

t2rry

Amazing stuff Calling14

I do the rounding thing too, as you can see from my signature!! It's a good incentive to pay off little extra bits here & there!


You're getting so close, £5650 will tumble!!

Calling14

Thanks t2rry it all helps may get to my DFD a day earlier:rotfl:

abba1772

You're doing great keep it up xx

October_Starter

Hi Calling!

Hope all is going well. Don't worry you are not alone feeling down when you are debt busting. I have been spending too much lately and I am going to suffer at the end of the month. I am going to be good for the next couple of weeks as I am working 6 days this week and next week I am up with my DM. Determined to claw back some of my spendings!

Keep going, we are all here to support and cheer you on!

October xx