📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Showing as uninsured on askMID

Options
12346

Comments

  • Marvel1
    Marvel1 Posts: 7,439 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hintza wrote: »
    But I would be able to prove I have insurance, so it wouldn't be a problem.

    I have seen other sites where people pay monthly, 1 month doesn't pay for some reason, they are unaware and insurance is cancelled, as far as they are concerned they are insured as they have the certificate and the direct debit is set up.
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    cjdavies wrote: »
    I have seen other sites where people pay monthly, 1 month doesn't pay for some reason, they are unaware and insurance is cancelled, as far as they are concerned they are insured as they have the certificate and the direct debit is set up.

    This is just getting worse, so you must be constantly checking throughout the year! In your scenario you wouldn't know how long after a failed DD before they cancelled your insurance so you would need to check on a daily basis.
  • mattyprice4004
    mattyprice4004 Posts: 7,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hintza wrote: »
    One thing I have learnt in life is don't sweat the small stuff and this really comes under that category and can easily be resolved.

    The majority of drivers will never even have heard of MID.

    You all must be of a certain young age if this worries you.

    Yes, because only younger people worry about potentially being pulled over and thus being late to arrive somewhere.

    What a stupid post.
  • facade
    facade Posts: 7,601 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hintza wrote: »
    This is just getting worse, so you must be constantly checking throughout the year! In your scenario you wouldn't know how long after a failed DD before they cancelled your insurance so you would need to check on a daily basis.

    Your insurance company must contact you to tell you that your insurance is about to be cancelled.
    They normally write, but some companies only email.

    The problem arises when people miss this communication.


    There have also been cases (I personally know one) where the insurance company have made a typo on the registration number, so the vehicle is not insured. (In this case they normally agree that you would have been covered, and sort the mistake.)

    Hence you should carefully check your certificate on arrival.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • marks87
    marks87 Posts: 180 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hintza wrote: »
    Through the whole process I have been calm and serene whilst your checking has taken 5 years off your life.
    How ironic coming from someone who seems to be quite angry about people spending all of a minute to check their insurance status.
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    marks87 wrote: »
    How ironic coming from someone who seems to be quite angry about people spending all of a minute to check their insurance status.


    I'm not angry about how people spend their time that is their choice.

    What I am is bemused.
  • marks87
    marks87 Posts: 180 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hintza wrote: »
    I'm not angry about how people spend their time that is their choice.

    What I am is bemused.
    And are we supposed to care about your bemusement?

    If you weren't prepared to offer constructive advice or comment, why did you bother posting in this thread in the first place?
  • Ectophile
    Ectophile Posts: 7,979 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hintza wrote: »
    I'm not angry about how people spend their time that is their choice.

    What I am is bemused.

    I'm baffled as to why you're bemused. :huh:
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    Ectophile wrote: »
    I'm baffled as to why you're bemused. :huh:


    It could be because I think you are all anally retentive about your desire to check and double check whether you are insured or not.

    I personally don't feel the need as you I am sure you are all aware of by now.

    But hey ho, each to their own.
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    marks87 wrote: »
    And are we supposed to care about your bemusement?

    If you weren't prepared to offer constructive advice or comment, why did you bother posting in this thread in the first place?

    You have obviously been taking your get brave pills which is a big change from your original post. Where your insurance was switched over a weekend and within 41 minutes of that switch you were on here bleating about why your details weren't updated on the MID.

    If it worried you that much then I assume you didn't drive whilst the rest of us with a pair of cojones would have just carried on because we knew we had an insurance certificate.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.