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Showing as uninsured on askMID
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If you are on the database, the police won't stop you if you pass an ANPR car. If you're not, then you'd better make sure you have that insurance certificate handy. If you forgot, then your car could be off to the pound, and you'd be walking home.
One thing I have learnt in life is don't sweat the small stuff and this really comes under that category and can easily be resolved.
The majority of drivers will never even have heard of MID.
You all must be of a certain young age if this worries you.0 -
The majority of drivers will never even have heard of MID.
True.
Quite a few of them post on here & peppipoo for advice about their prosecution for no insurance/impounded car when it turns out they or their insurer have made an administrative error.
Easily resolved as you say, just a few sleepless nights, possibly a court appearance, and stress they don't need.
Personally, anything that flags my car up for an anpr stop, where I could fail "the attitude test" inviting further scrutiny is to be avoided, so I check the MID for all our vehicles periodically, based on the inevitability of "computer error" as well as a basic mistrust that anyone else will actually bother to do their job properly.:D
As a pessimist, most of the time I am pleasantly surprised when things go right, and resigned to their going wrong ("I knew it!"):cool:
If I were an optimist, I could only be crushed & disappointed when they inevitably do go wrong. ("I don't believe it!") :rotfl:I want to go back to The Olden Days, when every single thing that I can think of was better.....
(except air quality and Medical Science)
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True.
Quite a few of them post on here & peppipoo for advice about their prosecution for no insurance/impounded car when it turns out they or their insurer have made an administrative error.
Easily resolved as you say, just a few sleepless nights, possibly a court appearance, and stress they don't need.
Personally, anything that flags my car up for an anpr stop, where I could fail "the attitude test" inviting further scrutiny is to be avoided, so I check the MID for all our vehicles periodically, based on the inevitability of "computer error" as well as a basic mistrust that anyone else will actually bother to do their job properly.:D
As a pessimist, most of the time I am pleasantly surprised when things go right, and resigned to their going wrong ("I knew it!"):cool:
If I were an optimist, I could only be crushed & disappointed when they inevitably do go wrong. ("I don't believe it!") :rotfl:
What did you do before MID existed
Like Hintza I have never given it a second thought.
Then again i dont use twitter either0 -
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When tax also becomes electronic those that don't think to look will need to check that their vehicle is taxed as the handy reminder on the windscreen will no longer exist. No tax also means potentially no full comprehensive insurance either depending on policy wording.
It takes seconds to check the MID and costs nothing. That is far, far less time than dealing with the consequences of not being on it.0 -
Is there a legal reason an insurer could not reduce cover to third party only from comprehensive if the vehicle wasn't taxed if it were so written into the small print?
What does the tax status have to do with the insurance cover?
As previously posted, you made it up!
Why not stand corrected instead of just digging a deeper hole like this?0 -
You can't legally drive a vehicle on the road without tax unless on the way to or from a pre booked MOT. At any other time you are driving illegally. I have seen it written in the small print of policies I have had that any kind of illegal driving or driving not accordance with your licence eg wrong class of vehicle you are uninsured altogether or have third party only cover.
That's my point. You have to check the small print. Just because it doesn't say explicitly driving without tax invalidates insurance doesn't mean that it is ok to do as there could be other conditions which would catch this due to the deliberately vague wording.
It's still worth reading the small print of any policy.0 -
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