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Linkypie's final journey to a Debt Free Life....

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  • LINKYPIE2009
    LINKYPIE2009 Posts: 322 Forumite
    Part of the Furniture Photogenic
    So spends today....

    £8.88 in Wetherspoons for lunch...not bad for 2 pints of diet pepsi and ham, 2 eggs and chips twice!

    £12.51 in Asda - although DH gave me £10 of it back....

    £2.80 to park at the hospital.

    so total spends = £8.88+12.51+2.80 = £24.19 - £10 from DH = £14.19.

    Not great but ok

    Linkypie xx
  • LINKYPIE2009
    LINKYPIE2009 Posts: 322 Forumite
    Part of the Furniture Photogenic
    So Debt update.....

    Company/Original Balance/Current Balance
    Littlewoods/8850/307.50
    Vanquis/3000/2850
    Capital One/500/450
    [STRIKE]QuickQuid/1800/1800[/STRIKE]
    [STRIKE]Aqua/1200/1200[/STRIKE]
    Studio/371/371
    Barclaycard/1400/1400
    Barclaycard/1400/1400 (DH)
    Capital One 0% 1200/1200

    So as you can see I have completed my BT to a 0% card!

    paid off QQ in full - NO MORE PAYDAY LOANS!
    and have one more payment for Littlewoods which will finish off that debt!

    It's a good day!

    Linkypie x
  • Well done - that's already one debt down! Congrats and keep it up.
    Mortgage March 2013: [STRIKE]£55,956 [/STRIKE]£38,500 (aim to pay off by 2020)
    Overpay aim 2013: £9,974/ £5,000 :T:T:T
    Overpay aim 2014: £3,800/£12,000
    Kitchen and curtain fund: €1,000 / €4,000
    Emergency fund: €1,000 / €2,000
  • LINKYPIE2009
    LINKYPIE2009 Posts: 322 Forumite
    Part of the Furniture Photogenic
    so am back again - havinh had a very spendy few days!

    Unfortunately situations dictated that my aqua card is now back up to £1200 so that needs to be added again :mad:

    So my debt at the moment is :

    Company/Original Balance/Current Balance
    Littlewoods/8850/307.50
    Vanquis/3000/2850
    Capital One/500/500
    Studio/371/316
    Barclaycard/1400/1400
    Barclaycard/1400/1400 (DH)
    Capital One 0% 1400/1400
    Aqua 1200/1200

    So I'm starting all over again - although on a positive I had the money i needed without resorting to payday loans again....

    So I have £35.00 to last me until weds - am not going anywhere tomorrow so that should be a NSD.

    Hope you all are ok

    Catch Up Soon

    Linkypie
    xx
  • LINKYPIE2009
    LINKYPIE2009 Posts: 322 Forumite
    Part of the Furniture Photogenic
    So a NSD thus far! As I'm not going anywhere this should stay the same.

    Dinner is homemade cottage pie and piles of veg - all from the freezer so no cost!

    Got some frozen pastry defrosting (already had in freezer) so thinking I'll make an apple pie and some tarts of some type.

    Write more later x
  • LINKYPIE2009
    LINKYPIE2009 Posts: 322 Forumite
    Part of the Furniture Photogenic
    So today will also be a NSD (for me anyway) DH is taking me out to lunch later!

    Nothing flash - just a wetherspoons (will cost £8.88 for both of us)

    Dinner will come from the freezer.....catch up later

    Linkypie xx
  • LINKYPIE2009
    LINKYPIE2009 Posts: 322 Forumite
    Part of the Furniture Photogenic
    Quick post - NSD yesterday.

    But much more important --FINAL payment to littlewoods paid......:j:j

    That's over £8000 paid off!!!

    Will update debt later!
  • LINKYPIE2009
    LINKYPIE2009 Posts: 322 Forumite
    Part of the Furniture Photogenic
    Slinks back in quietly - hoping no one notices....


    So.....


    Since I was last here....I haven't accrued any more debt but I haven't got rid of any...


    Latest Update Company/Limit/Debt
    Vanquis/3000/2850
    Capital One/500/500
    Studio/371/316
    Barclaycard/1400/1400
    Barclaycard/1400/1400 (DH)
    Capital One 0% 1400/1400
    Aqua 1200/1200


    Things have been difficult here and I am so ashamed to say I have spent and spent!


    Anyway, payday is weds and I plan to have 7 NSD's between then and when hubby get's paid on 06/08/14.


    Am going to start logging everything I spend...maybe that will shock me into sorting myself out....


    Today I have had a spendy day - have had my hair done and my eyebrows done, we're at a wedding on Monday...so have to look my best!
  • Creeps back in.....hoping noone will notice....

    So I'm back.....my life hasn't been so good since I last posted...have no more debt but haven't started paying it off yet....

    Where to begin?

    On Thursday 7th August I was involved in a car accident, I was hit from behind by a 44 ton HGV lorry, accident was a bit of both's fault, and ended up being cut out my car...or should I say DH's six month old car!

    I'm fine and I know that's what matters.....but still a bit down, insurance are sorting out the car but I wish it was all sorted.

    Plan for NSD's is 5 before Sepetember 1st....
  • So yet again I am creeping back - with a big change to the amount of debt.....for some reason I did not log two accounts with Simply Be/Jacamo........let's get the debt written down again.(company/limit/balance)

    Vanquis/3000/2950
    Capital One/500/500
    Studio/700/316
    Barclaycard/1400/1400
    Barclaycard/1400/1400 (DH)
    Capital One 0% 1500/1350
    Aqua 1200/1200
    Simply Be/1500/1250
    Jacamo/2750/2000

    Total Debt - £12366 :eek:

    So looking forward - my new Debt Free Date is May 1st 2015:T.......although I hope to have finished paying them all off before that!

    Have £40 in my purse and this has to last me until at LEAST Wednesday as this is payday! Hope it will last more as off work tomorrow and not planning to leave the house....

    Will be back on later to catch up.....
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