We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Linkypie's final journey to a Debt Free Life....
Comments
-
So spends today....
£8.88 in Wetherspoons for lunch...not bad for 2 pints of diet pepsi and ham, 2 eggs and chips twice!
£12.51 in Asda - although DH gave me £10 of it back....
£2.80 to park at the hospital.
so total spends = £8.88+12.51+2.80 = £24.19 - £10 from DH = £14.19.
Not great but ok
Linkypie xx0 -
So Debt update.....
Company/Original Balance/Current Balance
Littlewoods/8850/307.50
Vanquis/3000/2850
Capital One/500/450
[STRIKE]QuickQuid/1800/1800[/STRIKE]
[STRIKE]Aqua/1200/1200[/STRIKE]
Studio/371/371
Barclaycard/1400/1400
Barclaycard/1400/1400 (DH)
Capital One 0% 1200/1200
So as you can see I have completed my BT to a 0% card!
paid off QQ in full - NO MORE PAYDAY LOANS!
and have one more payment for Littlewoods which will finish off that debt!
It's a good day!
Linkypie x0 -
Well done - that's already one debt down! Congrats and keep it up.Mortgage March 2013: [STRIKE]£55,956 [/STRIKE]£38,500 (aim to pay off by 2020)
Overpay aim 2013: £9,974/ £5,000 :T:T:T
Overpay aim 2014: £3,800/£12,000
Kitchen and curtain fund: €1,000 / €4,000
Emergency fund: €1,000 / €2,0000 -
so am back again - havinh had a very spendy few days!
Unfortunately situations dictated that my aqua card is now back up to £1200 so that needs to be added again :mad:
So my debt at the moment is :
Company/Original Balance/Current Balance
Littlewoods/8850/307.50
Vanquis/3000/2850
Capital One/500/500
Studio/371/316
Barclaycard/1400/1400
Barclaycard/1400/1400 (DH)
Capital One 0% 1400/1400
Aqua 1200/1200
So I'm starting all over again - although on a positive I had the money i needed without resorting to payday loans again....
So I have £35.00 to last me until weds - am not going anywhere tomorrow so that should be a NSD.
Hope you all are ok
Catch Up Soon
Linkypie
xx0 -
So a NSD thus far! As I'm not going anywhere this should stay the same.
Dinner is homemade cottage pie and piles of veg - all from the freezer so no cost!
Got some frozen pastry defrosting (already had in freezer) so thinking I'll make an apple pie and some tarts of some type.
Write more later x0 -
So today will also be a NSD (for me anyway) DH is taking me out to lunch later!
Nothing flash - just a wetherspoons (will cost £8.88 for both of us)
Dinner will come from the freezer.....catch up later
Linkypie xx0 -
Quick post - NSD yesterday.
But much more important --FINAL payment to littlewoods paid......:j:j
That's over £8000 paid off!!!
Will update debt later!0 -
Slinks back in quietly - hoping no one notices....
So.....
Since I was last here....I haven't accrued any more debt but I haven't got rid of any...
Latest Update Company/Limit/Debt
Vanquis/3000/2850
Capital One/500/500
Studio/371/316
Barclaycard/1400/1400
Barclaycard/1400/1400 (DH)
Capital One 0% 1400/1400
Aqua 1200/1200
Things have been difficult here and I am so ashamed to say I have spent and spent!
Anyway, payday is weds and I plan to have 7 NSD's between then and when hubby get's paid on 06/08/14.
Am going to start logging everything I spend...maybe that will shock me into sorting myself out....
Today I have had a spendy day - have had my hair done and my eyebrows done, we're at a wedding on Monday...so have to look my best!0 -
Creeps back in.....hoping noone will notice....
So I'm back.....my life hasn't been so good since I last posted...have no more debt but haven't started paying it off yet....
Where to begin?
On Thursday 7th August I was involved in a car accident, I was hit from behind by a 44 ton HGV lorry, accident was a bit of both's fault, and ended up being cut out my car...or should I say DH's six month old car!
I'm fine and I know that's what matters.....but still a bit down, insurance are sorting out the car but I wish it was all sorted.
Plan for NSD's is 5 before Sepetember 1st....0 -
So yet again I am creeping back - with a big change to the amount of debt.....for some reason I did not log two accounts with Simply Be/Jacamo........let's get the debt written down again.(company/limit/balance)
Vanquis/3000/2950
Capital One/500/500
Studio/700/316
Barclaycard/1400/1400
Barclaycard/1400/1400 (DH)
Capital One 0% 1500/1350
Aqua 1200/1200
Simply Be/1500/1250
Jacamo/2750/2000
Total Debt - £12366 :eek:
So looking forward - my new Debt Free Date is May 1st 2015:T.......although I hope to have finished paying them all off before that!
Have £40 in my purse and this has to last me until at LEAST Wednesday as this is payday! Hope it will last more as off work tomorrow and not planning to leave the house....
Will be back on later to catch up.....0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
