Gave wrong account number!

SG27

Archi_Bald wrote: »

weird. I cannot even set up a payee for an invalid account at Santander, not to talk about sending any money to a non-existent account number. I get an error window that says "Account does not exist", error number CLOCAL_00001.

Try it. 09-01-27 9851 3582

The sort code exists, the acct number doesn't.

http://www.postcodeanywhere.co.uk/demos/bank-validator/

Is this a weird ploy to get me to transfer sums of money to your bank


Seriously I wish that had happened when I made my error it would have saved a couple of days of stress and about 20 phone calls to various unhelpful banks!

Maybe I depends on the recieving bank?

Archi_Bald

SG27 wrote: »

Maybe I depends on the recieving bank?

Might have something to do with it, yes. The first one I tried was Santander to Santander, failed when setting up payee.

I have just tried another one, from Santander to First Direct. 40-47-60 90123770. Account does not exist, according to postcodeanywhere.

But I could set up the new payee alright, and my 1p has been sent to this account, and shows as a debit in my transaction list. It was, however, instantly credited back as "REJECTED TRANSFER VIA FASTER PAYMENT "

SG27

"REJECTED TRANSFER VIA FASTER PAYMENT "

That's what mine was return as. Just 2 days later!

Wammer

I tried to do a Faster Payment TSB to TSB last week, but I got an error as my friend had given me the wrong account number. I think they gave me one starting with a 7 when it should have been a 4.

anoncol

Archi_Bald wrote: »

weird. I cannot even set up a payee for an invalid account at Santander, not to talk about sending any money to a non-existent account number. I get an error window that says "Account does not exist", error number CLOCAL_00001.

Try it. 09-01-27 9851 3582

The sort code exists, the acct number doesn't.

http://www.postcodeanywhere.co.uk/demos/bank-validator/

That error just means it has failed the CRC. Not all invalid accounts will fail CRC though.

Archi_Bald

What's a CRC when it's at home?

Hominu

Archi_Bald wrote: »

What's a CRC when it's at home?

A way of calculating the validity of a account number and sort code combination.

Anyone interested in an algorithm for checking the validity of account number and sort codes should check this document: http://www.vocalink.com/media/300578/vocalink_-_validating_account_numbers_v2.50.pdf

System

The formal terminology is Modulus Checking

It tends to work on most of the clearing banks and less so on the former building society account numbers.

It's not really needed when setting up a payee within the same institution as their systems will know that account is not valid.

anoncol wrote: »

That error just means it has failed the CRC. Not all invalid accounts will fail CRC though.

mgdavid

Archi_Bald wrote: »

What's a CRC when it's at home?

cyclic redundancy check