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Gave wrong account number!

13

Comments

  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    who knows.
  • LittleMissGiggles123
    LittleMissGiggles123 Posts: 458 Forumite
    Contact the company who sent the money, tell them you gave them the wrong details & ask them to keep in contact with you in regards to getting the money returned to them & paid to you. It might take a while though. A similar thing happened where I work (we paid money in to an account we had on our records but it was the wrong one). The bank were helpful in chasing this up for us & the money eventually got returned back to our bank account so we could then pay it correctly.
  • System
    System Posts: 178,412 Community Admin
    10,000 Posts Photogenic Name Dropper
    If its a BACS payment rather than Faster Payment, it can be actually be recalled. It's only Faster Payments that can't.

    Either way if the account isn't valid - it should either fail when sending or bounce back after about a 5 working days if its a BACS payment.

    innovate wrote: »
    They won't be able to recall a payment once it has been made. However, there is a good chance the bank will return the money since the account number probably doesn't exist if it's just the last 2 numbers you mixed up.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • mgdavid
    mgdavid Posts: 6,711 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Archi_Bald wrote: »
    who knows.

    Indeed; we can only go on what the OP wrote.
    The questions that get the best answers are the questions that give most detail....
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 May 2014 at 8:46PM
    Heng_Leng wrote: »
    If its a BACS payment rather than Faster Payment...
    Do BACS payments still exist [STRIKE]yet[/STRIKE]?

    http://www.bacs.co.uk/Bacs/Corporate/BacsServices/Pages/BacsServices.aspx
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    grumbler wrote: »
    Do BACS payments exist yet?

    Is that what you were meant to ask? If so, yes, they have existed for decades.
  • SG27
    SG27 Posts: 2,773 Forumite
    agrinnall wrote: »
    It depends what they mean when they say they sent it electronically, but if it's anything that involves Faster Payments then the software should not accept an invalid sortcode/account combination

    Should not... but it does.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    SG27 wrote: »
    Should not... but it does.

    With which banks?

    I have tried it with Santander and Lloyds, and could not send anything to a non-existent account number (sort code was valid in both cases).
  • SG27
    SG27 Posts: 2,773 Forumite
    Archi_Bald wrote: »
    With which banks?

    I have tried it with Santander and Lloyds, and could not send anything to a non-existent account number (sort code was valid in both cases).

    Santander. I sent £2000 to an invalid lloyds account after getting one digit of the sort code wrong. It happened to be a valid sort code unfortunatly but thankfully was not a valid account number. The money was returned after about 48 hours.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    weird. I cannot even set up a payee for an invalid account at Santander, not to talk about sending any money to a non-existent account number. I get an error window that says "Account does not exist", error number CLOCAL_00001.

    Try it. 09-01-27 9851 3582

    The sort code exists, the acct number doesn't.

    http://www.postcodeanywhere.co.uk/demos/bank-validator/
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