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Only freedom will do

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Comments

  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    £1.84 OPed (P2P interest).

    Switching another £200 P2P from unsecured to secured lending. Over time, I'd like the bulk of my loans to be secured against something, as it stands it's mebbe 45%?
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow - the awesome power of little and often!

    £393.37 OPed in a month - saving me over £800 in interest :)
  • Well done on the OPs, but I second everyone else when they say you should slow down.

    (Bet it's starting to sound like a stuck record now)

    You know we all just have your best interests at heart...

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morso style wood fire - yay or nay?
  • Arkers
    Arkers Posts: 1,587 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We've got a Morso badger multifuel burner IMHO it's fab. Whatever you go for don't go for a cheap Chinese import.


    Arkers x
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    I do that as well (while inwardly sighing and thinking obscenities) :D

    Without meaning to be uncharitable, she doesn't have any interests, a topic that we've discussed in the past. She meets with her friends during the week and gets a chance to read and watch TV once DD goes to bed, that seems to be as far as it goes. Her Mum is exactly the same, perhaps a reaction to her insane human dynamo of a Dad who struggles to sit down.... Spotting a bit of a pattern here ;)

    I am more of a solitary exercise sort of guy. I'll run in a group, but I don't fancy any exercise that gives me responsibility for picking up more poo. DD and the aquarium are quite enough :rotfl:

    £2.04 OPed (P2P interest, cashback and a wee ET). Continuing to sit on my hands re. S&S ISA, the original £1500 of VLS 100 I bought has dropped by 3% or so. That's fine, FTSE/S&P have fallen by 10% or so since I put the orders in.

    Can't say I understand people that have no interests, to be honest.

    :rotfl: Re. the dog.
    Wow - the awesome power of little and often!

    £393.37 OPed in a month - saving me over £800 in interest :)

    Just from overpaying the small amounts you post everyday?
    Morso style wood fire - yay or nay?

    Not in your 1970's suburban semi. :eek:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AlexLK wrote: »

    Just from overpaying the small amounts you post everyday?

    Not in your 1970's suburban semi. :eek:

    Yes!

    Re. Morso, they do modern ones, Morso 04 would look lovely in a modern house IMO :)
  • Yes to the fire a thousand times yes.
    If its a woodburner check out woodwarm too.
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hi Ed

    I finally caught up with your diary! Congrats on the new house, savings, investments and OPs :) You have been busy.

    Just wanted to say that our stove has been the best purchase so far. I agree with the above comment about not getting a cheap import, but I know you wouldn't do that anyway! I just wanted to add that you don't *need* one of the expensive brands either (I totally understand if you want one anyway ;) ) We went for a small one by Aarrow which suited as it wasn't completely modern but not overly traditional. Just simple with a big window and it suits our cottage brilliantly. Unfortunately the fitting is very expensive :eek:
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!

    That's actually quite impressive how quickly it adds up. :)

    OK, you've got a point, most of those would work nicely in a modern property. I think the curved type would work well (see Morso 6141 onwards on page 2) with Danish '50's furniture. Think Arne Jacobsen etc.

    ... Which reminds me that it seems every time I contribute to this diary, I start looking for furniture / EXPENSIVE things for the house. :mad:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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