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Only freedom will do

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Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It does sound positive, I'm glad to hear it - sounds a lovely weekend, actually, and I'm glad you've got more holibob today. I totally agree on delaying medium/long term decisions until your decision making process is back up to par - after all, everything right now is about giving your lovely little daughter what she needs right now. Babies don't wait on adult timescales :p

    :happylove sorry to be so stereotypical about the appropriate colouring for a baby girl - it was the only one that made any kind of sense at all, and the ability to import others has deserted me ;)
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Was up at 05:30 and got back at 18:30! :eek:

    On the positive side, have passed my savings target for 2015 :beer:
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Is your plan to carry on saving or have a few months off now you've reached target? :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'll carry on saving, but I don't need the spreadsheet to keep me on the straight and narrow ;)

    Another £2,000 would see us pass my wages for a full year in liquid assets - FI here we come :D

    Direct Debit payments alone should add this, just need to be careful as Mrs E's wages have started to drop sharply (something like 50% off this month) :eek:

    Right! Enough dawdling, off to Edinburgh for another day of fun
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ooh, Ed, congratulations!

    Slightly confuzzled by the last post tho - do you mean with another £2,000 you're equalling your salary in amount saved, or that you're only £2,000 from FI? Surely the former, I thought FI was min. 16 years for you? Just checking though, you're a magician, after all :)
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 7,192 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Excellent saving!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Aye, good one KC :p

    Not FI yet.
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Well done on achieving your savings target :j

    Also good news with your quarterly review - a decent manager that can 'make things better' is a major asset.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Aye, she seems like a decent sort Goldie.

    Have been working hard at training course, absolutely knackered after another 05:00-18:30 stint. Relaxing with a few beers and a rare empty house (Mrs E and DD visiting friends after I pled exhaustion)! :)

    Balanced the booze with a salad dinner and whizzed through a few items of housework to make the place seem a bit calmer.

    I believe I'm getting the legendary Saturday lie in :T
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    I'll carry on saving, but I don't need the spreadsheet to keep me on the straight and narrow ;)

    Another £2,000 would see us pass my wages for a full year in liquid assets - FI here we come :D

    Direct Debit payments alone should add this, just need to be careful as Mrs E's wages have started to drop sharply (something like 50% off this month) :eek:

    Right! Enough dawdling, off to Edinburgh for another day of fun

    Meant to say congratulations for passing your savings target in my last post. :beer:

    All sounds good, apart from Mrs. E's wages. How old is your daughter now and when is your wife returning to work?

    Without meaning to sound dumb, what exactly is FI? I presume it would be a different amount for each individual and requires making £XX,XXX per year through some kind of passive investment (not a business)? Does it count money invested in a business, personal or business assets or inheritance or is it purely just money you've saved?
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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