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Only freedom will do
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I was quite sensible with money given to me by my gran when I was 18...my first credit card at 19 is another story. A lot of hard work and I had paid it off by the time I left uni at 21, no credit card debt, no overdraft and £500 in the bank (I was the last year to get a grant and not need a loan). It was the miniscule debt of £1k (compared to today's amounts) that taught me how to budget so I could afford to eat and pay off the minimum each month that taught me the value of money.
I am excited waiting for your news, whenever that might be xMFW 2025 No. 7 £1931.07/£2700
MFiT-T7 No. 6 £4214.98/£30,0000 -
Go back to work for now but think about reducing total time off by a few days that could then be used individually to give mrs ed a break. No matter how much you love the rug rats (I admit it wasn't instantaneous for me), you do like the chance to feel like a person rather than a parent iykwimMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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Another vote for being at work until you need to be off (ie: Mrs Ed's actually in Labour) If you can work from home for a few days beforehand, then that's a reasonable compromise.
An alternative to taking 5 weeks off is taking a couple of solid weeks and then 4 days a week off , 1 day back in the office for the remainder. Gives Mrs E a chance to see what it's like with you not around and means you're not wildly out of touch with what's going on at work.
When I was in labour with our eldest (an undiagnosed breech, just to add a complication) my husband actually told me to hurry up at about 3am because then he could get to his meeting that day in Poole (about a 3 hour drive):eek: He never got there - I ended up with a C-section that lunchtime. :DHe did, however, go into the office the following day - and then out on a works Xmas do that night!!!:eek::eek:I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Absolutely agree on working until Mrs E is pretty much in labour
Make the most of your time as a family of three after baby has arrived
A few days off before the baby arrives would end up feeling wasteful, I'm sure you'd regret it when returning to work a month later!
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I agree with working till due date, I thought of it as a real waste of my potential time with the baby to have time off beforehand.
I often wonder about women who have a month or so off beige the baby arrives, when it comes time to return to work do they regret that month that they "lost"
Horses for courses obviously, each to their own.
Chocs0 -
With DD my ex finished work on the day after my due date, came home and I was in labour :T. With DS I was a week early, he drove into the yard at work and had a horde of people running out saying 'get to the hospital quick' - he made it with 2 hours to spare
. Before mobile phones of course so he didn't get to know about the false alarms till later
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A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Choccielover, I agree that women might have 'buyer's remorse' if they lost precious time with their baby during a short maternity leave.
Luckily Mrs E can take just over a full calendar year off, so I think she'll be ok.
At a cost of £10,000+ in lost earnings, it's an option that I am sincerely grateful that we are able to afford.
Future pregnancies would probably see her taking a shorter break, as my employer's T&Cs are significantly more generous, even as a Dad!0 -
Oh gosh yes, maternity pay...... My companies package was statutory so being off with my child cost an absolute fortune.
Would do it all again tomorrow though, it was just fantastic.
Chocs0 -
I check your thread to see if little Toots is early - and - you are wondering about when to start your leave ??? Back in the office with you till the little one shows upMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Maternity leave was never long enough in my experience.0
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