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The end is in sight

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  • nellis10
    nellis10 Posts: 1,350 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    t2rry wrote: »
    done!!! :d

    thanks Terry! :D
    2024 Challenges
    • Grocery Budget (January £0/£300)
    • Decluttering (Underway!)
    • Frugal Living (January £0/£500
    • 24 in 2024 (0/24)
  • ShirePiskie
    ShirePiskie Posts: 380 Forumite
    Debt-free and Proud! PPI Party Pooper
    T2rry meet Nelly. Nelly met T2rry. :D
    Debt 2008 - Approx £20k | April 2014 £6526 | 30 October 2015 DEBT FREE
    PPI claim success - £4338 & £764
    YNAB Convert
    Saving Goals - YNAB Buffer: £100/£850 | Emergency Fund: £0/£1000 | Maldives: £0/£10,000
  • ShirePiskie
    ShirePiskie Posts: 380 Forumite
    Debt-free and Proud! PPI Party Pooper
    nellis10 wrote: »
    We rescued a tiny little kitten from the engine of my car on Saturday (no idea how it got in there) and it has now adopted us (my son would never forgive me if I gave it up!!) so now I have a new category in my budget "Cat Fund" lol

    How am I going to find another £30-50/month for a cat!! :rotfl:

    I saw... I DO read your diary :p

    That's quite a lot, is that going to be every month or more to begin with for jabs and snips :eek: and the like?

    I would LOVE a cat and/ or dog and is quite fortunate for DFW status that where we live doesn't allow pets or I would spend a fortune on them. I had a lab with my ex and £50 trips to Pets At Home weren't unheard of... and that didn't include food.

    Hope you're going to call it Martin :money: :rotfl:
    Debt 2008 - Approx £20k | April 2014 £6526 | 30 October 2015 DEBT FREE
    PPI claim success - £4338 & £764
    YNAB Convert
    Saving Goals - YNAB Buffer: £100/£850 | Emergency Fund: £0/£1000 | Maldives: £0/£10,000
  • t2rry
    t2rry Posts: 1,077 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    T2rry meet Nelly. Nelly met T2rry. :D

    hehehee :rotfl:

    I really should do some work!
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £8,200/£10,000
    2. Slush Fund £3,800/£10,000

    Save £12k in 2025 - #50 - £12,000/£20,000 (60%)
  • ShirePiskie
    ShirePiskie Posts: 380 Forumite
    Debt-free and Proud! PPI Party Pooper
    t2rry wrote: »
    I don't know what YNAB stands for but otherwise - ME TOOOO!!

    It's so frustrating, essentially wishing the days away.

    My spreadsheet only covers one month, so I re-jig it month on month, although most of it stays the same, just totals are updated. BUT this means that I am constantly waiting for next pay day to be near enough that I can justify moving it on to the next month....I have already practiced July, although must remember not to save it else risk losing June!

    T2rry, are you using Excel as you could set July up as another worksheet in the same document so you can keep June and also save previous months. Might be useful seeing any patterns?
    Debt 2008 - Approx £20k | April 2014 £6526 | 30 October 2015 DEBT FREE
    PPI claim success - £4338 & £764
    YNAB Convert
    Saving Goals - YNAB Buffer: £100/£850 | Emergency Fund: £0/£1000 | Maldives: £0/£10,000
  • t2rry
    t2rry Posts: 1,077 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    T2rry, are you using Excel as you could set July up as another worksheet in the same document so you can keep June and also save previous months. Might be useful seeing any patterns?

    I do use Excel but must admit that whilst I love it, I am not good at setting it up...OH set the current one up, so all I have to do is input & amend the figures. This is why I struggle on days there is nothing to do but wait!

    Might get OH to have a look at it, see if he can work another tab into it, it would be helpful for the ending balance on one sheet to update the starting balance on the next...we'll see...otherwise I like having a 'current' spreadsheet as I can't get carried away with unrealistic targets
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £8,200/£10,000
    2. Slush Fund £3,800/£10,000

    Save £12k in 2025 - #50 - £12,000/£20,000 (60%)
  • Brightspark87
    Brightspark87 Posts: 1,466 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    Loving your diary keep it up!!!

    Well done on all you have done and keep positive x

    Paid off all Catalogues 10.10.2014
  • ShirePiskie
    ShirePiskie Posts: 380 Forumite
    Debt-free and Proud! PPI Party Pooper
    Aaaaarrgghhhhh. I hate my co-workers. I've just had to listen to a five minute conversation about the anniversary champagne magnum and now that's ALL I CAN THINK ABOUT.

    It's DFW sabotage, I tell you. Fiends.

    Today will be a NSD. There's no reason to spend any money. And repeat...
    Debt 2008 - Approx £20k | April 2014 £6526 | 30 October 2015 DEBT FREE
    PPI claim success - £4338 & £764
    YNAB Convert
    Saving Goals - YNAB Buffer: £100/£850 | Emergency Fund: £0/£1000 | Maldives: £0/£10,000
  • t2rry
    t2rry Posts: 1,077 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aaaaarrgghhhhh. I hate my co-workers. I've just had to listen to a five minute conversation about the anniversary champagne magnum and now that's ALL I CAN THINK ABOUT.

    It's DFW sabotage, I tell you. Fiends.

    Today will be a NSD. There's no reason to spend any money. And repeat...

    You make me chuckle!! :rotfl:
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £8,200/£10,000
    2. Slush Fund £3,800/£10,000

    Save £12k in 2025 - #50 - £12,000/£20,000 (60%)
  • quidsy
    quidsy Posts: 2,181 Forumite
    Don't bother, tastes ok but nothing special & as my ds said on opening one, is this playdoh? The colour is really weird, think it is supposed to be champagne colour but just looks a weird dull grey.
    I don't respond to stupid so that's why I am ignoring you.

    2015 £2 saver #188 = £45
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