Every single penny counts!

GaLa15

Thank you betsycat - hope your year has started well too x

GaLa15

17 items up on eBay I have more to go up so hopefully will have a lot more up by the end of the day. Even if I sold everything for a £1 I would be happy - I'm taking the 'every penny counts' mantra very seriously!

Car payment came out yesterday - it's one of the last debts I will tackle but I will just be SO glad when I can overpay it. Yes we have been able to make all our monthly payments but I now realise the price we pay working so hard really isn't worth the extra 'stuff' we have! Suppose it's a mini lightbulb moment for me.

beckie89

Just subscribed to your diary - sounds like you're doing an amazing job, hope you don't mind me tagging along!

You're an inspiration . Will definitely be looking to see what I can eBay later tonight!

x

GaLa15

Thank you - don't know about an inspiration - struggling day to day and trying to make little changes! X

GaLa15

Good day today - made another of my 1% challenge £100/£5000 - 98% to go! Lol!

Another NSD done too

GaLa15

So I hit 3% of the 100% challenge from an unexpected cheque owed to me

It wasn't a NSD today but then I will have to spend some days!!

Barclaycard payment made £164.00

Half of my eBay items are being bid on so should have made a nice little some by the time they end hopefully. I just want to get rid if everything! I would rather live in an empty house, debt free than a house full of stuff and in debt!

It feels like such a long road and I am so impatient!!!

GaLa15

Argh sum not some!!!

GaLa15

Bit of a moany post! Sick and tired of feeling sick and tired - morning sickness nausea turned to vomiting today! This is my third pregnancy and I have never experienced morning sickness like it. I'm listless and can't focus. Determined not to spend on the credit cards but this is fast becoming a strenuous month. I know if I can just get to the 21st (we'll have rent in from tenants) then it'll be ok. Just typical that kids activities need to be paid....tennis, cello, ballet, swimming! Things I am not willing to cut back on because the children have a lot of enjoyment out of them. There is no way I am going to be in this position next year. We did so well budgeting for Xmas but wish I could feel on top of it all!! Blah blah blah!

GaLa15

Yikes what a day ������ our gorgeous dog has kidney failure - the vet think after he has eaten something toxic by mistake. I have been at the vet with him and he has to stay in for at least 3 days at the vet hospital and he may not recover of course the money is the last worry / however thank goodness we are insured - the vet said at least £1000! My emergency fund stood at £100 but excess was £80 and a £12 set up fee!! Oh well - at least there was enough in the emergency fund.

GaLa15

Well our dog is on the mend and thank goodness for insurance...we would have had to have paid over £2000!!

My eBay selling is going well...lots of things due to sell in the next 10 hours. Up to £70 so far - without any extra I make from postage! So pleased as that will go towards another of my 1% hopefully.

Still struggling this month with morning sickness and having to pay out so much for clubs. I am so desperate to put every penny towards debt but not willing to sacrifice the kids clubs to do so. January is so hard anyway isn't it!!

I have got the eBay bug though so once these 20 items go...the next 20 are being sold!!