Every single penny counts!

dd1981

Good luck! Will subscribe to see your progress, sounds like you are doing great so far

GaLa15

Very good day today

1. I paid off my first debt of £1500!
2. I've dropped from £64,000 to £63,000 - goodbye £64,000 - never to be in that much debt ever again!
3. I have listed several items on Gumtree.

This debt just has to go! Any tips on how to get this debt down will be gratefully received! So far:
2nd job
eBay, Gumtree, NetMums
Cash4Clothes
Zapper, MusicMagpie

I am trying to gear myself up for a car boot sale but a little scared!!

Also doing shopitize, voxpopme, Roamer, IPoll & Swagbucks.

Literally every single penny is going towards debt. I have budgeted for essentials & kids clubs but all luxuries are out.

DawnW

Wow! You have made so much progress in just a few days. Well done!

GaLa15

Thanks DawnW - the big things will soon turn to small things but it all helps!...every penny

GaLa15

Woohoo I hit 5% paid off today
It's amazing how addictive paying off debt becomes when you're in the right frame of mind. (yes I sound sad I know!)

Literally hunting around the house for pennies...surprising what's down the sofa!!

GaLa15

Well - home ill today. Feeling depleted of energy!

A couple of things have sold from gum tree and net mums and a couple of cheques arrived from zapper

All income from my 2nd job is now going towards the debt and I am about to cancel direct debits for the gym and graze etc. this should make a big difference.

Feeling so much more in control already

Debt free for me will mean more time with the children - every time I go to spend something I think of all the special moments I will miss out on because I have to work 2 jobs!! Such huge motivation.

walby1993

Hope you are feeling better today. I am following your diary and you seem to be doing amazingly so far. At this rate you will be debt free and spending more time with your children before you know it!

bess1234_2

Wow you have so much energy. Have you done a spending diary to see what you spend it on? Or an soa , to stick to a budget.

But cracking start, yes it is addictive.

Ooh just remembered. Think there's a guide to overhauling your money on the main site.

ShirePiskie

Can I just say "wow!". What an incredible start. :j

I don't know if you feel the same, but when I have seen how much can be paid off so quickly I feel, firstly really happy with my progress, but then a bit cross with myself as there was really no excuse for getting in such a bind to begin with!

Keep up the [STRIKE]good[/STRIKE] great work!!!!

[Deleted User]

GaLa15 wrote: »

Any tips on how to get this debt down will be gratefully received!

You could post an SOA, and let the good people of MSE advise, on ways to economise.