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Scrimping behind the scenes - with debt of £31,000!

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Comments

  • Dobbibill
    Dobbibill Posts: 4,199 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    SSG,

    Fantastic news bout the card and transfer. Barclaycard 2 will soon be chipped away at.

    Lovely to have the birthday trip to look forward to and plenty of time to budget for it too.

    Making headway all the time, pushing onward and upward and still keep up appearances. Such a motivational read.

    DB
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • crunch_time
    crunch_time Posts: 1,353 Forumite
    Good job planning holiday savings now! Wish we had done this so well done and thanks for the inspiration!
    Crunchy xx
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
  • Mysteek
    Mysteek Posts: 232 Forumite
    Part of the Furniture Debt-free and Proud!
    I love how you go to and fro from scrimpy to unscrimpy, have you ever thought of becoming a double agent lol.

    Keep up the good work, you're doing brilliantly!
    MFIT #73 - Pay all mortgage off in 3 years[STRIKE] £46,400[/STRIKE]£34,295 PAID £12,105
  • banwa
    banwa Posts: 952 Forumite
    £5k in 5 months - marvellous, truly marvellous
    Debt £26k 18/10/14
  • Dobbibill
    Dobbibill Posts: 4,199 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hey SSG,

    Just checking in on you. Hope you are ok as you've not updated your diary for a while.

    I do hope everything is ok

    DB
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Yes. I hope things are going well for you too.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Hope you are well C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
  • ssg58 you are doing so well. The amount theat you have paid off is fab.
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Haven't posted for quite a while but thought I would drop back in and wish everyone a very happy New Year. Am spending New Year on the very wild and wet North west coast of Scotland so will give a full update when I return home on Monday. In the meantime all the very best to all the regulars and new debt free wannabes! X
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Dobbibill
    Dobbibill Posts: 4,199 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Haven't posted for quite a while but thought I would drop back in and wish everyone a very happy New Year. Am spending New Year on the very wild and wet North west coast of Scotland so will give a full update when I return home on Monday. In the meantime all the very best to all the regulars and new debt free wannabes! X

    Happy New Year SSG,

    I hope you have had a nice Christmas too, we were wondering where you were. Really looking forward to the update on Monday.

    Enjoy your windy weather of Scotland

    DB
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
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