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Journey to Debt Freedom AGAIN & my wee 2018 hoose..............
Comments
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That's willpower for you. Who'd have thought you'd get sensible with moneyMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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I know! Who'd have thunked it.
Dxxx0 -
I heard that fortnightly weigh-ins can be more motivational because you get to see a bigger difference in weight each time. Plus you could halve the cost if it's one of those pay for machines.0
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Yeah I might try to cut it down to every fortnight.
Dont think I could leave it that long tho LOL.
My bags all packed with my brekkie & lunch shakes & my snacks for today.
Dinner when I get home will either be chilli or sausages with vegetable mash.
Looking forward to it already.
Dxxx0 -
Only real update from me today is that I managed to swap debt from one credit card onto another cos I got a 0% offer.
Much prefer to have the debt all in the one place rather than spread over different cards.
Having such a fat lazy day today.
Oh well will be productive tomorrow.
Dxxx0 -
Productivity is overrated :cool:
Glad you got the 0%, it'll quicken up your debt free journey!0 -
Heyyyyyyyyyyyyyyyy,
Been awol a little bit so sorry about that.
Not much been goin on still fat & in debt.
Managed to get my debt down to £2900.00 so hoping to get the majority or ALL of this gone if possible by the end of this year.
Done my Experian credit report & my score is 928 - woo hoo!!!
Gonna start organising & cancelling cards that I don't use.
I am also registered as a herbalife & avon rep need to get in touch with them & cancel this also as don't even use the accounts anymore.
Also in doin my calculations my dream to buy a hoose by 2018 might not happen may take a bit more time but I am still happy with that, Have £1300 saved up so far so will keep adding to that pot & get that built up to £20,000 in the years to come.
I ALMOST booked a holiday yesterday then was like no no nooooooooooooooooooooooo what are you doin - mad 5 minutes so glad I didn't do it.
The hoose will be better than any holiday ever will be & I just had to take a bit of time to remind myself of this.
Dxxx0 -
Woo, go you!
It's a shame your house plans may not be going as fast as you want though. But I believe in you! You might just surprise yourself!0 -
Its just seems like such a long drawn out slog.
If someone could just kindly donate me the £20k then I could do it now................... any offers!?!?!?
I was thinking of setting up one of those begging pages see how I go I mean people do it for boob jobs & stuff!!
It will just be amazing when its time to buy though I will look back on this wee blurbing diary & be like awwwwwwwwww mind when I thought this would never happen.
Dxxx0 -
A begging page or an ad in private eye classifieds. Does anyone actually respond to those?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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