We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Journey to Debt Freedom AGAIN & my wee 2018 hoose..............

1235789

Comments

  • That's willpower for you. Who'd have thought you'd get sensible with money ;)
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • I know! Who'd have thunked it.

    Dxxx
  • killerpeaty
    killerpeaty Posts: 2,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I heard that fortnightly weigh-ins can be more motivational because you get to see a bigger difference in weight each time. Plus you could halve the cost if it's one of those pay for machines.
  • Yeah I might try to cut it down to every fortnight.

    Dont think I could leave it that long tho LOL.

    My bags all packed with my brekkie & lunch shakes & my snacks for today.

    Dinner when I get home will either be chilli or sausages with vegetable mash.

    Looking forward to it already.

    Dxxx
  • Only real update from me today is that I managed to swap debt from one credit card onto another cos I got a 0% offer.

    Much prefer to have the debt all in the one place rather than spread over different cards.

    Having such a fat lazy day today.

    Oh well will be productive tomorrow.

    Dxxx
  • killerpeaty
    killerpeaty Posts: 2,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Productivity is overrated :cool:

    Glad you got the 0%, it'll quicken up your debt free journey!
  • Heyyyyyyyyyyyyyyyy,

    Been awol a little bit so sorry about that.

    Not much been goin on still fat & in debt.

    Managed to get my debt down to £2900.00 so hoping to get the majority or ALL of this gone if possible by the end of this year.

    Done my Experian credit report & my score is 928 - woo hoo!!!

    Gonna start organising & cancelling cards that I don't use.

    I am also registered as a herbalife & avon rep need to get in touch with them & cancel this also as don't even use the accounts anymore.

    Also in doin my calculations my dream to buy a hoose by 2018 might not happen may take a bit more time but I am still happy with that, Have £1300 saved up so far so will keep adding to that pot & get that built up to £20,000 in the years to come.

    I ALMOST booked a holiday yesterday then was like no no nooooooooooooooooooooooo what are you doin - mad 5 minutes so glad I didn't do it.

    The hoose will be better than any holiday ever will be & I just had to take a bit of time to remind myself of this.

    Dxxx
  • killerpeaty
    killerpeaty Posts: 2,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Woo, go you!

    It's a shame your house plans may not be going as fast as you want though. But I believe in you! You might just surprise yourself!
  • Its just seems like such a long drawn out slog.

    If someone could just kindly donate me the £20k then I could do it now................... any offers!?!?!?

    I was thinking of setting up one of those begging pages see how I go I mean people do it for boob jobs & stuff!!

    It will just be amazing when its time to buy though I will look back on this wee blurbing diary & be like awwwwwwwwww mind when I thought this would never happen.

    Dxxx
  • A begging page or an ad in private eye classifieds. Does anyone actually respond to those?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.