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Journey to Debt Freedom AGAIN & my wee 2018 hoose..............

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Comments

  • Eurghhhhhhhhh feel as if I have put on about 2 stone over that weekend.

    Too much junk food & cider.

    Back on the diet wagon today.

    Just calculated all of my debt & its much more than I thought.

    Debt total today £3890.88.

    This will all be gone by Christmas so joined the wee challenge

    Dxxx
  • Feel better now that I have admitted to all my debt & my junk food munching.

    Its like confession on here!

    I should have some £'s left to pay to the debt come the end of the month but I am keeping it in my current account right now incase any sneaky bills come off.

    Pretty sure its all paid by now but dont want to risk goin overdrawn & getting charges.

    Having a good day at work its been busy so kept goin & the rest of the day should go in as quickly as this morning.

    DH is having a great time down at his training for his new job so pleased for him he was a bit worried about moving on but he is feeling so much better about it now.

    Dxxx
  • Confession with the absolution but minus the penance, works for me. I think here it's a def case of he who is without sin....

    For most of us, if we hadn't sinned, we wouldn't be here!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Haha exactly plus a little bit of sinning is good for you!

    I am sooooooooooooooo tired gonna get my tooshie to bed early tonight.

    Ni night toots.

    Dxxx
  • Eurghhhhhhhhhhh I have eaten so much this last few days it has been unreal!

    Dogged WW this morning & I am gonna start going to a class on a Friday rather than a Saturday morning.

    Only cos I am too embarrassed to go back to the usual one haha!

    Money wise no real change tho I felt awfully proud of myself earlier. Got an email through from a certain catalogue to say that they would kindly give me £25 off a £50 order so off I goes adding bits & bobs to the basket & I was at the checkout stage & I thought what am I doing!!! This free £25 almost cost me £75 by the time I added a few bits to the basket. Shut it down & didn't order anything.

    Yayyyyyyyyyyyyyyyyyyy

    Dxxx
  • May updateeeeeeeeeeeeeee...................

    :D Paid off £742.03 to the debt this month.
    :mad: Lost no weight, instead I gained it all back.
    :D Now have £630 saved up for the hoose.
    :o I am starting to keep a spending diary.

    Dxxx
  • Well my spending diary lasted about 2 days.

    Will start it again in June & I am gonna keep my receipts of spends throughout the day & then start writing my wee spending diary up in bed at the end of the night.

    Weightloss wise has been a disaster I am just sooooooooooooooo bad at sticking to this.

    I need to do this because being this overweight is really affecting me & making me miserable - this is all my doing no one else is force feeding me.

    Will take it little bits at a time.

    Been on track today, I will do this.

    Will be back on Friday to update on the debt & the savings for the future hoose.

    Dxxx
  • killerpeaty
    killerpeaty Posts: 2,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just because you miss a couple of things doesn't stop you from keeping the spending diary. I sometimes miss a day or two off mine but I still keep it. It's highly motivating to add up how much (or little) you've spent in a week.

    How are you doing it? I have a little diary that I keep in my bag and fish it out when I've bought something. My friends are all very used to it now.
  • dimestorediamond
    dimestorediamond Posts: 202 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    edited 17 January 2022 at 1:11PM
    Good luck, Dolly Rocker, you can do it! x
  • dd1981
    dd1981 Posts: 98 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Aw Dolly, just had a wee read of your diary and we have very similar debt and the desire (but so,entires not the motivation!) to lose weight! Shall subscribe to follow you on your journey :)

    Dd
    x
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