Giblet's debt free journey

misstara

Hi Gib, just popping by to say fingers crossed for DHs job. When will he find out?

Enjoying_life_more

giblet1979 wrote: »

In DH news, he had a meeting today with the lady at the job, and is waiting for an e-mail to see what the outcome is. Fingers crossed peeps...

He definitely wants to take it, although has asked me if I'm sure about the drop in income, and I said most definitely yes. It seems like going forward there are potential opportunities for it to be increased, and we just have to be soooooo good in the meantime and focus our extra pennies towards the house just until the main things are done; then, leave what can be left till we save up for each bit.

My fingers are crossed for you - good luck to DH and i'm sure you will manage financially -

giblet1979

Thanks misst and elm; hope you're both well

So, drumroll please........................................

DH got the job! :T:j:T

The above is a re-enactment of DH yesterday when he found out. He was like a different person; he said that he felt immense relief and although the money is a worry (and he does feel guilty) nothing is worth the way he was feeling. They had the cheek to try and convince him that he was passing up good opportunities where he is (if that was the case they shouldn't have been such bullies for years and given any sniff of an opportunity to their mates!) He didn't tell them that he was dropping to 2 days, just that it was a good job and he'd been looking for a while.

So....happy DH and therefore happy me. But, 'frugal to the max' Giblet must now emerge if we are to meet our windows savings goal by Christmas and manage to cover our essential outgoings without going into more debt.

We are going to start by living this month as if we are on the reduced income (thanks INOD). We are going to tell those closest to us, so they understand when we have to cut back on going out etc (not that we really do that much anyway) although DH doesn't want everyone to know because he feels like he isn't contributing and doesn't want people to think he's taking the p!** out of me. He's just so adorable (have I mentioned that before, lol).

So initial basic plan (to be fleshed out)

• YNAB up to date with new figures
• Cut all 'non essential' spending unless specifically planned (we've got a bit lax on some of the coffee / restaurant/ takeaway fronts so that will stop)
• Meal plan - some veggie days (yes DH that means you too, lol)
• Surveys, comping (you never know; last year I won a 'naughty book' ) and freelance work opportunities online
• Max all potential work opportunities for me (including the possible job 7).

• My extra hours end in September, but on the plus side, that will allow for job 2 to be potentially expanded which earns more anyway although is more unpredictable.

• Crack on with the house upgrades (I'd still like to get another room overskimmed if we can stretch to this); look out for bargains to decorate / furnish the remaining rooms to an acceptable standard whilst saving for them to be done properly.

I think that should do for now :rotfl:


Hope everyone is doing well themselves!

Gib x

Goldiegirl

Great news on DH's job.

It must be such a relief to him to be able to get away from his current environment.

Happiness and peace of mind can certainly win out over money

lulabelle

Great news re job giblet!! X

Divingmad

Wonderful news Gib :j:j:j

giblet1979

Thanks guys x

julliff

Cogratulations to your DH on his new job -- fantastic for you both :beer:

x

amycool

Hi Giblet!

Finally found some time to read your diary and so nice for it to end (for now) with good news! Congratulations to your DH!! Happiness is always more important than money, and I'm sure you can find a way to get by. It sounds like you've done most of the big jobs like rewiring so now it's all cosmetic and I think it's nice to leave a few rooms horrible so you appreciate it more when you finally do them up!

You do so well to work so many hours when you're not 100% fit. And I can definitely sympathise with the feeling that people take too much from you and don't appreciate it. After I was diagnosed with my illness I decided to start saying no and being selfish. I still help out family infinitely more than they help me but I try to put myself and my husband first.

Speaking of which, yours sounds lovely! If it troubles him to not be bringing in as much money, think of how much happiness he is bringing instead. And with any luck this job will lead to better things in the future. My wage is pitiful compared to my OHs but I make up for it with all the DIY, gardening and financial planning!

Good luck with living on your new budget!

girlatplay

Hi giblet! I didn't realise you had a diary, just spotted it! This will be my lunchtime reading material today

Back later xx