Giblet's debt free journey

LittleMissGiggles123

Hi Gib, I've popped over here again for a catch up.


Sorry to hear how stressed your OH is in work. I hope he manages to find something more enjoyable soon.


Sounds like all your hard work is paying off with the extra overpayments you've been making. However, just the thought of 4 jobs makes me tired, so just make sure you're not pushing yourself too much. If you have feel like you have to slow down sometimes just do it, otherwise you'll crash & burn.


x

giblet1979

Hey INOD and LMG,

Thanks for commenting - it really helps with the support on here, I'm very grateful.

INOD unfortunately, in theory, our windows savings plan is for another 5-6 months and I don't think DH will 'last' that long in the job; one way or another, he'll have told them to stick it by then. Realistically, we can pay them off earlier with other savings and then replenish them if possible- we were just using a high interest regular saver each to build up the fund, as the amount we wanted to pay, and the total allowed was similar.

Thanks LMG - I totally hear you. I know I need to be careful, especially if we do become a one wage household because I know I can earn more if I seek additional work in job 2 which will feel like pressure to do so. Marking and teaching which make up the rest of the jobs is just for one uni, and I'm not sure it's worth my while taking on another atm.

I have already been offered work in a closely related field which I don't really feel comfortable with (slightly outside my specialist area, although not impossible for me to do and I could build up confidence). If we're really stuck, I could do some of this, as it pays better than my full time job, but it's temperamental, unpredictable, and potentially risky re; being challenged in court which I'd dread.

I have to admit, I'm worried about 'burning out' as I know that I need to be healthy for surgery and I'm not really looking after myself properly.

Right, enough of the 'wallowing'....think I need a list, lol.

Get healthy
Earn and save lots of money
Become financially independent

That should do it

Almost a NSD today; spent £2.36 on cream cakes for a poorly client, and my parents. Got some sausages for tea in return from the folks, so that was a good trade!

Update: Had to run away from the computer as the animal was chasing a frog (poor thing). Thankfully she never touched it, but I was shouting at her to 'come' whilst running across the garden in my stocking feet, and managed to slide on a chew toy, nearly doing the splits. At least that's the exercise part of the plan started.....

Hope everyone is having a good day. Off to quickly check diaries before work calls...

Gib x

misstara

Hi Gib

Loving the list :rotfl: it sounds like it would be worth paying off the windows early if it means DH can give up his horrible job. Well done on your almost NSD x

supersaver1000

I really love that list :T. Go Gib. :T

Divingmad

Can't beat a good list


Go get 'em Gib xx

icontinuetodream

giblet1979 wrote: »

Update: Had to run away from the computer as the animal was chasing a frog (poor thing). Thankfully she never touched it, but I was shouting at her to 'come' whilst running across the garden in my stocking feet, and managed to slide on a chew toy, nearly doing the splits. At least that's the exercise part of the plan started.....Gib x

That is deffo not the type of exercise I was thinking of!!:rotfl::rotfl::rotfl:

LittleMissGiggles123

Love the list, definitely focus on the Get Healthy. And just think, the healthier you are, the more energy you will have to put towards the other two goals.


As for the exercise, I'm not sure they teach that sort of exercise in the gym but it's a start :rotfl:


x

in_need_of_direction

You forgot to put lottery win on the list.

giblet1979

Hey all,

Thanks for the replies so lovely to come on here and read; it really cheers me up and is so encouraging..

Hmm...forgot lottery win, you're right. I'm just not that good at list making. I would really like to achieve that

I also forgot 'become a best selling writer' and 'world peace'. I'll have to leave the list writing to the experts.....

When I left my last job, my 'must do' list at the end had 97 sections and some were 'write an 8 page report'. Managed to get it done though, although 'sneaked' into the office at a weekend, and returned after I had officially 'left' lol.

Well, in the world of MSE, it was a NSD yesterday. Still haven't sat down with DH re: one wage budgetting, but we are finishing our house sitting this weekend, and it will be easier when we've all our own stuff around us. I'm not sure what is going to happen (apparently Thurs and Fri were just c**p rather than intolerable) so then he thinks "I can do this" until the next round of horrendousness crushes his spirit

Anyway - sorry about the moaning once again. We had a friend over for tea last night, and as I am not officially working today (hurrah!) we are going out to town to the library and for some window shopping. We also agreed to go for breakfast (out of last month's food budget as we haven't spent it all) and as DH tentatively suggested that he would really like to do this, then that is what we shall do!

Hope everyone has a nice Saturday planned?

p.s. I'm developing a whole new exercise plan based on chasing animals, falling over and rolling around the floor after stubbing toes on metal posts or the like. I think it'll be a hit. Gib's clumsy calamity workout (copyright 2014 ) At this rate I'll be a size 10 in no time :rotfl:

Gib x

icontinuetodream

giblet1979 wrote: »

p.s. I'm developing a whole new exercise plan based on chasing animals, falling over and rolling around the floor after stubbing toes on metal posts or the like. I think it'll be a hit. Gib's clumsy calamity workout (copyright 2014 ) At this rate I'll be a size 10 in no time :rotfl:

Gib x

I'm sticking to the walking and yoga!!:eek: :rotfl::rotfl::rotfl: