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Credit Expert Experian and their Insurance PPI "con"
Comments
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Like it's optional to sign up for a different card or loan so how does this differ??0
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Its all inclusive price, its included in the £14.99 its not an optional extra but part of the subscription, this is fine.tommykelso wrote: »So it's not improper practice to only supply a membership to a service unless you buy a insurance policy off them also?
Again this is not PPI, its not sold the same way, its not covering the same things, complaints are not assessed in the same way, its just nothing to do with it.The Exact same notions of ethics are applied to cards or PPI claims when everyone (whether they admit to it or not for claims purposes) knew what they were buying into so why not here?0 -
Stop comparing it to things as this is where the confusion lies. It's part of a subscription.tommykelso wrote: »Like it's optional to sign up for a different card or loan so how does this differ??0 -
So no one else thinks it's wrong to do business this way?0
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tommykelso wrote: »So no one else thinks it's wrong to do business this way?
No.
If its part of the price for their services then its your choice to buy it or not.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Its perhaps cheeky but it clearly says it on the website which is key here.0
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They can "do business" however they please (within the law), but this is not mis-selling and you have a choice to take your custom elsewhere.tommykelso wrote: »So no one else thinks it's wrong to do business this way?0 -
tommykelso wrote: »So no one else thinks it's wrong to do business this way?
I did wonder why my husband only has to pay £9.99 amonth for his membership of Credit Expert, yet they want to charge me £14.99. There was no mention of identity insurance when they asked me to join.0 -
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According to a well respected, radio money programme, this is unasked for insurance and untested when new customers sign up for its suitability.0
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