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The Big Adventure
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RoaringTwenties wrote: »I was just the same with the Iceland loyalty card, it didn't register correctly, I sent several emails & got replies saying they were sorting/had sorted it, but it never worked, so I gave up. I only ever buy biscuits in there as they have brand names a lot cheaper than the supermarkets. The loyalty cards I use most are Boots, Waterstones & Sainsys. I think Boots is the best value in terms of points & they often do extra points offers :money:
Boots & Sains are the ones I use the most, along with M&S. We're in their Premium Club, so get extra points and offers when we use the credit card. You have to pay £15 per month to be in the Premium Club, which we do for the travel insurance, but all the other perks, including lots of free coffees works well for us.
We used to use Waterstones, but as we have Kindles now, rarely buy anything from there any more. I've probably got a £1.00 or so left, maybe I can use it towards a Christmas present.
Boots is certainly the most generous and lots of vouchers too.giblet1979 wrote: »Glad that things are going well goldie - must be very exciting for MrG (although I can imagine sorting through papers may start as exciting, and then become tedious as time goes on....)
Ooh it'll soon be you.....x
I think he has a rain forest worth of papers - at least the recycling bin will be full !
Some weeks ago, I mentioned that we were intending to get our wills sorted out. Mr Goldie has finally decided who he'd like to leave his money to if I pop my clogs first, so I phoned the solicitor today, to make the appointment. I was told the solicitors secretary would call back to book the appointment..... no call back received :mad:
I'll give them a couple of days (not that I'll be able to do much about it at work), otherwise I'll call my second choice solicitor next week.
Don't people WANT business?!!
Mr Goldie has had his quote for the dental work he needs doing - £219 :eek:
Although, for mending a chipped tooth, having a crown, and three fillings, that's probably not too bad. Hoorah for the NHS!
Oh, I've discovered another risk of surveys. Doing a long survey, finishing it, and it hasn't registered, so you don't get paid :mad:
I've had a frustrating sort of day!
(and Holland & Barrett loyalty card not sorted either)
I think I need chocolate, wine, or both!Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Both...but not at the same time. Yuk! xDebt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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giblet1979 wrote: »Both...but not at the same time. Yuk! x
I ended up with a Twix in the end!
News for today.
Person who bought a collection item from eBay was due to pick it up this evening, can't make it, and we've rebooked for Saturday. I think there is some sort of unwritten ebay law which says people can never make their first arranged appointment. It seems to happen to most of my collections, and I don't have that many.
Solicitors secretary left a message on my home answer phone. I'll try and call back tomorrow when I'm at work, as I really want to get this will sorted out.
A young lad at work is leaving and it was a team lunch today. When we got to the pub, nearly all the sandwiches had either brie or guacamole in them ( yuck to both) so I just had a coke and crisps and ate my own sandwich back at the office, so saved about a fiver there.
Very excited - I've just claimed my first £10 from Opinion Outpost. I had 215 points, which I thought was worth £2.15. But when I checked, it turns out 50points is worth £2.50. So I had a lot more than I thought! (I've been doing lots of surveys for OO, and was thinking what they pay was miserly - this has cheered me up a lot!)
They pay by PayPal, so it's real money, not just vouchers.
Have a good evening, everyoneEarly retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
I've managed to book an appointment at the solicitors to get our wills sorted out, on 2nd Sept. Will be pleased to get this done, it's one of those things we've kept putting off.
My £10 from Opinion Outpost has arrived in my Paypal account. That was very quick.
OO have impressed me with lots of available surveys and the instant pay out. You can cash out on as little as £2.50.
Once I've had a pay out from some of the other survey sites I'll be dropping some of them, but will keep OO
I've transferred the £10 into the HAF, which reminds me, it was 4 weeks today since my audiology appointment. I might phone next week to see what's going on, as the timescale I was given was more like three weeksEarly retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
:wave:
Just to say hi and happy organising GG!
Re the H & B loyalty, mine works ok but I find it a pain that the vouchers are only valid quarterly or so ... I prefer to save up my vouchers over time, not be 'told' when to use them or lose them, so I've more or less given up with H & B now.
Ouch to Mr GG's dentist bill, but better now than next year I guess, he'll be needing those gnashers!
Hope work wasn't too grot ... Have a great weekend! XStash busting 2014 45 / 60 (balls of yarn)!
2014 Sealed Pot #2136 ?/£500
House: Decluttering 322 / 365
Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE]GOAL 2: [STRIKE]£103 K by Sept[/STRIKE]
GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
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Hi Gg, have enjoyed reading your diary and so glad you are mf and working towards early retirement! I'll be reading with interest as time goes on as we are nearly mf and I can't wait to retire or at least reduce hours! All the best to you
Bo xxBoDiddly
Trying our best!
1st mortgage: was £23,127.00 now £22,480.00.
Offset £20,100.00.. MF Jan 2015.
2nd mortgage: was £13,900.00. Now £13,608. MF March 2016 or sooner!0 -
:wave:
Hope work wasn't too grot
It was another of those weirdly quiet couple of days. I think most of the customers are on holiday, so they leave us alone.
I even started discretely sorting through my desk to get rid of papers that have been in there for yonks and never looked at. It was a pleasing feeling.hanging_on_in_there... wrote: »Hi Gg, have enjoyed reading your diary and so glad you are mf and working towards early retirement! I'll be reading with interest as time goes on as we are nearly mf and I can't wait to retire or at least reduce hours! All the best to you
Bo xx
Thanks for calling in
Once the mortgage has gone, it does make you feel as if you can consider options that never seemed possible when you knew you had to pay the mortgage each month.
To be honest, I wish I'd made overpayments to my mortgage right from the start and got it out of the way quicker, but hindsight is a wonderful thing. That's why I admire all the MFW's on these threads, for doing something that I didn't !
It's been a bit of a mixed day today.
The eBay person finally collected the home cinema system, for the sum of £10 cash.
If I get a cash sale, it just tends to go in my purse and gets spent, but this time, I've transferred £10 to the HAF, to feel I've done 'something' with it.
Mr Goldie buys petrol with his NW credit card, and we remembered that he'd been earning points for about three years. He's collected enough for 3 x £10 M&S vouchers, which we've ordered. The vouchers will be put away, to buy clothes next year, after the wardrobe re-vamp we intend to do
Mr Goldie mowed the front lawn this morning, then went round to do the back lawn, only to find the lawnmower had completely died!
It had been sounding chuggy for a long time, but it finally seems to have had enough.
We had a discussion about the merits of finding someone to mend it, but taking into account that it's very old, and we don't want to leave it too long to mow the back lawn.
We looked in the Argos catalogue, and saw one for £59.95 which seemed right, and a good price, cheaper than Amazon. So we've done a click and collect, and will pick it up tomorrow. We've also taken this opportunity to buy an extension lead which we've needed for quite a while.
So - a sudden expense.
But, I've sold the last of my postcard collection today on eBay, for £33.50, better than I thought. So that can go towards the cost of the lawnmower.
Bit disappointed that we've had to pay out, but I rather think the cost of a repair in this case would have been too much in relation to the value of the mower.
I'll try and sell the old one on eBay, for spares/repair, might get a couple of quid for itEarly retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Goldiegirl wrote: »
When you do get a survey that they feel is suitable, some of the subjects are mind numbingly boring!
I can't bear the movie and car ones..Goldiegirl wrote: »Very excited - I've just claimed my first £10 from Opinion Outpost.
I've not heard of this survey site - will you get anything for a referral?
I'd quite like to join it so let me know if you can refer..Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
I can't bear the movie and car ones..
I don't find those so bad....it's the ones that ask in depth questions about cleaning products that do my head in ! :rotfl:
I've had a look on the site, and there doesn't seem to be a referral system, so I think you'll just need to Google Opinion Outpost, and sign up.
But thanks for thinking of me, that's very kind of youEarly retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
The new favourite question seems to be "Imagine this product / service turned into a person; how well do you think you would get on with them?"
I had a good chuckle at that!
Some of them are really fun, but most are boring, lol
Hope you're well Goldie xDebt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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