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The Big Adventure

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Comments

  • £700k pension pot!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    I think I'll stay here too...

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You had me worried there for a minute!

    I know what you mean about the pension board, the pot sizes there are enormous. Not Buying It, there's quite a few people with our outlook, but there's a big dfw thing of course, of "I'm bad to buy anything". Kittie did a good one the other day, buying material from a favourite German supplier to stock up while the euro rate is so advantageous. But its lost in the general accounting, I agree.

    I'm on an "up" at the moment because I've finished another piece of admin :rotfl::rotfl::rotfl: small things ....
    2023: the year I get to buy a car
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    I agree, it's always good to get admin out of the way.

    I've got a small list for February - get car booked in for service, get eye tests booked, get interest on my accounts paid gross to start from the next tax year.

    I'll make a start on that next week
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Watty1
    Watty1 Posts: 7,218 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Goldie you are rapidly becoming the queen of the declutter!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Hello,

    I know what you mean about the other boards. They are interesting but unsettling and also suck up time. I stick to this one and MMM, which is more than enough

    Squirrel xx
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    the other boards ... are interesting but unsettling and also suck up time. I stick to this one and MMM, which is more than enough
    Actually, it *is* true from a time level, isn't it. I've now realised that I can check through all my email, and all 3 of my forums, in half an hour - I might read The Guardian Online for 10 minutes, but I don't *have* to check it.

    Half an hour. Then on to other stuff.

    Goldie, loving the idea that your interest will need to be paid gross from next year :j
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 14,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your supermarke spat made me laugh Goldie, your first mistake was letting Mr Goldie come ;)

    If I get groceries, it takes an hour door-to-door and I get everything we need. If Mrs E comes, it takes 50% longer, we have to go to more than one shop and we get everything we need and a raging argument. Those can normally be found in the chillers...
    For example, when I'm on the Pensions board, I start to worry that I'm the only person who hasn't got a £700K pension pot.

    £700k? Our current pension pots are worth c. £70k (and that's a bit of an accounting swindle by counting a DB pension worth £2k/year as £50k (the size of pot we'd need to earn that income in real life)). Actual S&S? About £20k over the last 3 years. It's slow going sometimes.

    I suppose it's all relative. Someone with a £700k pot probably needs it. It was like when I was on the 'Save £12k in 2015' thread run by SF - a chap had total *debts* of £872k!' I assume he's a Londoner, you could buy a castle in Scotland for less!

    I agree with you that small savings add up, as do small earnings.

    For example, when I'm on the Pensions board, I start to worry that I'm the only person who hasn't got a £700K pension pot.
  • Goldie, might I suggest you do what I do when I have to take <ahem> additional people round the supermarket? Stick them in the cafe with a portable DVD player [STRIKE]Mr Goldie is more than welcome to borrow a Peppa Pig DVD, or Spiderman if he prefers?[/STRIKE] ;):D
    Life is changing...but I'm still Money Saving!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I agree with you that small savings add up, as do small earnings.

    For example, when I'm on the Pensions board, I start to worry that I'm the only person who hasn't got a £700K pension pot.

    As I've said before, my pension pot and share of our properties is a lot less than £700k and I'm retiring on it. In 5 weeks and 4 days actually.

    :D

    :eek:

    _pale_
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    gallygirl wrote: »
    As I've said before, my pension pot and share of our properties is a lot less than £700k and I'm retiring on it. In 5 weeks and 4 days actually.

    :D

    :eek:

    _pale_



    I can relate to those smilies - early retirement is all of those emotions!


    Mostly it's :D , but the other two play their part
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
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