Best way to transport uninsured car

specialboy

andy111 wrote: »

Was the vehicle properly booked in for the MOT?
Did the garage deny it?

Did the police ring the garage or visit?

It would still need to be insured to drive it to an mot.

Herzlos

londonTiger wrote: »

There needs to be insurance on the car for someone to be able to use their third party cover for it.

You could get a towing contractor that normally extract unauthorised parked cars to move it. But I think there's a "getting out of bed" minimum amount so they're probably going to want at least £100 for it.

The hardest part of the job is lifting and unloading - the actual driving is not much of an issue for them (apart from time).

There will probably be a local garage that will recover that can probably do it for less. Alternatively if you can get a big enough car with a tow ball (and someone with a suitable license) I believe you can hire the trailer yourself for under about £40

Slowly_does_it..

http://jalopnik.com/5812119/how-did-this-car-get-inside-of-this-van/all

but on a serious note, chat up a local garage that has a recovery truck and slip some quid into his back pocket.

topdaddy_2

Mark_Mark wrote: »

Since when have you been the insurance oracle?

He cant hear you.

skivenov

Jamie_Carter wrote: »

The car has to be insured to be on the road. The third party cover that a mate might have, only makes up for the fact that they aren't named on the insurance policy for the car.

This post is correct. If you've got driving other cars on your policy, it's generally a condition that the vehicle is insured in its own right.

If it isn't, I'll insure my 1 litre Polo and sign my Porsche over to my mate, "borrow it" because I'm insured to drive other cars aren't I?

Joe_Horner

Failure to have the car insured (under the CI requirements) is an offence by the RK, not by the driver, and doesn't allow the car to be seized by the police. Many policies with DOC cover still don't have a requirement for the car to be insured in its own right, although it's becoming more common.

Driving it to / from a pre-booked MOT on DOC cover (assuming no clause about existing insurance) would be fine because the car would still be SORN for the purposes of CI but driving it from one drive to another would lay the keeper open to a fine under CI and tax rules if caught.

Mark_Mark

skivenov wrote: »

This post is correct. If you've got driving other cars on your policy, it's generally a condition that the vehicle is insured in its own right.

If it isn't, I'll insure my 1 litre Polo and sign my Porsche over to my mate, "borrow it" because I'm insured to drive other cars aren't I?

Generally but not always, so you are wrong too.

londonTiger

skivenov wrote: »

This post is correct. If you've got driving other cars on your policy, it's generally a condition that the vehicle is insured in its own right.

If it isn't, I'll insure my 1 litre Polo and sign my Porsche over to my mate, "borrow it" because I'm insured to drive other cars aren't I?

I concurr, this is what it states in my insurance policy. to be honest, I was pleasantly surprised - I assumed there was no way in hell I would be able to drive my brothers car to move it for road maintenance etc when he was on holiday. It seems I'm allowed to do that.

dacouch

londonTiger wrote: »

I concurr, this is what it states in my insurance policy. to be honest, I was pleasantly surprised - I assumed there was no way in hell I would be able to drive my brothers car to move it for road maintenance etc when he was on holiday. It seems I'm allowed to do that.

Did you check the actual policy wording as well as the certificate

lvm

Just in case this helps anyone who is debating the whole driving uninsured cars thing.

Privilege car insurance holders (all comprehensive policies I assume) can drive any car and it does NOT need to be insured in its own right.

Exclusions are:

Your own (or main) car must not be broken/beyond cost effective repair.
You cannot own the car you are driving. (Probably the most difficult thing to get around).
Other usual rules...third party only, can't claim if there's another policy covering the claim etc etc.

Only know this as I'm just back from an auction.

3 of us went in my car for which I am comprehensively insured.

Both people I was travelling with bought a car each. Person 1 bought Car 1 with MOT but no tax. Person 2 bought Car 2 with MOT AND tax.

So Person 1 (with Privilege policy) could drive Person 2's new car, Person 2 could drive mine and I was the mug who ended up driving 40 miles in an un-taxed, uninsured car. Although I was sandwiched in between the other 2 so police wouldn't get the chance to check my car easily, it was a very stressful hour's drive home and wouldn't recommend it.

So...anyone who might need to drive uninsured cars regularly - Privilege is an option.