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Payment A Day Chapter 15

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Comments

  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    flumpkin wrote: »
    Another 50p for me to VERY.

    I hear you Erme and have started a savings pot with a standing order each month, but at minute not much in it ... first time I have ever had one and only started it a few months ago. It was really bad timing with car tax, mot and Christmas that further repairs and washer replacement were just too much. Thanks for advice I do appreciate it.

    EDIT: I do realise (or at least the new me does, that Christmas, car tax and MOT are all known events and I need to plan for these) ;-) xx

    You know what flump - nae probs. No on your case. Nothing....well done you for trying though :T. It was just a suggestion and not a reprimand.....

    Savings? Well done you....I know you'll get there. I really do and I'm right here on my lappie behind you chase.gif
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    It's a pad of £7.24 for me today :j
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Another 25p for me please.

    Thanks Ermie for your words about not giving up.....this is so slow going for me, and I sometimes feel is it worth putting away such tiny ammounts every day.
    But, as you said, it's the giving up thats wrong, not the little blips, or how long it takes.
    We have a limited income, with a business that is hopefully growing, so things should improve over time, and I now make sure I have money put aside for everything such as car expenses, presents, etc, (lots of little brown envelopes!!) which is why I have so little left to PAD, but hopefully this means no dipping into more debt.
    Been getting a bit down lately about having no spare cash, but hey, onwards and upwards! :p
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, back to my usual £1 to the CC today.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • LESLAMP
    LESLAMP Posts: 110 Forumite
    Hi All

    Forgot to post yesterday but managed to pad £1.00 yesterday and I've managed a £11.38 today.

    Hope everyone is ok and Daydreambeliever you will get there and remember Every little helps no matter the size. :)
    Credit Card £[STRIKE]2332.04[/STRIKE] at 1st Jan 14 now £2089 :mad:
    Joint debts currently £[STRIKE]25000[/STRIKE] £17388 Debt Free date dec [STRIKE]Jan 2025[/STRIKE] :(2022:)

    PAD since 20/08/15 £61.16
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Another 25p for me please.

    Thanks Ermie for your words about not giving up.....this is so slow going for me, and I sometimes feel is it worth putting away such tiny ammounts every day.
    But, as you said, it's the giving up thats wrong, not the little blips, or how long it takes.
    We have a limited income, with a business that is hopefully growing, so things should improve over time, and I now make sure I have money put aside for everything such as car expenses, presents, etc, (lots of little brown envelopes!!) which is why I have so little left to PAD, but hopefully this means no dipping into more debt.
    Been getting a bit down lately about having no spare cash, but hey, onwards and upwards! :p


    We all get like that, I wish I had a big chunk to throw off my debt every so often but I don't, what I do is set myself smaller target ie the next £500 or the next % or getting the figure under the next thousand. It takes time but padding helps I've cleared just short of 1/3 of mine in just over a year. I know it's all relative to what each individual owes but I would never in a million years done that without padding. Keep on going you will get there :T:T
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • flumpkin
    flumpkin Posts: 365 Forumite
    Love this thread and the lovely people on it!


    Another £1 for me today to VERY. Can't wait for my dd to come out in a few days to take it to below £100. You'll all hear my whoop when this - my first debt bites the dust (thanks to the power of the pad)


    love flump xx
    .
  • Samiszel
    Samiszel Posts: 610 Forumite
    Debt-free and Proud!
    PAD of £5.20 today
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • Hello £1.30 to the Aqua card for me today please :j
    1st card to go - Aq*a - [STRIKE]£1,600[/STRIKE]/ £1,596.99
  • £2 PAD today please. :)
    CC1: £1000 £826
    CC2: £4500 £4195
    Wedding Loan: £6200 £5443
    Car Loan: £10000 £5066
    Very: £200 £50
    Total: £21900 £15580
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