Payment A Day Chapter 15

Erme

flumpkin wrote: »

Another 50p for me to VERY.

I hear you Erme and have started a savings pot with a standing order each month, but at minute not much in it ... first time I have ever had one and only started it a few months ago. It was really bad timing with car tax, mot and Christmas that further repairs and washer replacement were just too much. Thanks for advice I do appreciate it.

EDIT: I do realise (or at least the new me does, that Christmas, car tax and MOT are all known events and I need to plan for these) ;-) xx

You know what flump - nae probs. No on your case. Nothing....well done you for trying though :T. It was just a suggestion and not a reprimand.....

Savings? Well done you....I know you'll get there. I really do and I'm right here on my lappie behind you

milky1991

It's a pad of £7.24 for me today :j

daydream_believer_2

Another 25p for me please.

Thanks Ermie for your words about not giving up.....this is so slow going for me, and I sometimes feel is it worth putting away such tiny ammounts every day.
But, as you said, it's the giving up thats wrong, not the little blips, or how long it takes.
We have a limited income, with a business that is hopefully growing, so things should improve over time, and I now make sure I have money put aside for everything such as car expenses, presents, etc, (lots of little brown envelopes!!) which is why I have so little left to PAD, but hopefully this means no dipping into more debt.
Been getting a bit down lately about having no spare cash, but hey, onwards and upwards!

sashybo

Hi all, back to my usual £1 to the CC today.

LESLAMP

Hi All

Forgot to post yesterday but managed to pad £1.00 yesterday and I've managed a £11.38 today.

Hope everyone is ok and Daydreambeliever you will get there and remember Every little helps no matter the size.

milky1991

daydream_believer wrote: »

Another 25p for me please.

Thanks Ermie for your words about not giving up.....this is so slow going for me, and I sometimes feel is it worth putting away such tiny ammounts every day.
But, as you said, it's the giving up thats wrong, not the little blips, or how long it takes.
We have a limited income, with a business that is hopefully growing, so things should improve over time, and I now make sure I have money put aside for everything such as car expenses, presents, etc, (lots of little brown envelopes!!) which is why I have so little left to PAD, but hopefully this means no dipping into more debt.
Been getting a bit down lately about having no spare cash, but hey, onwards and upwards!

We all get like that, I wish I had a big chunk to throw off my debt every so often but I don't, what I do is set myself smaller target ie the next £500 or the next % or getting the figure under the next thousand. It takes time but padding helps I've cleared just short of 1/3 of mine in just over a year. I know it's all relative to what each individual owes but I would never in a million years done that without padding. Keep on going you will get there :T:T

flumpkin

Love this thread and the lovely people on it!


Another £1 for me today to VERY. Can't wait for my dd to come out in a few days to take it to below £100. You'll all hear my whoop when this - my first debt bites the dust (thanks to the power of the pad)


love flump xx

Samiszel

PAD of £5.20 today

newpennypincher

Hello £1.30 to the Aqua card for me today please :j

iloveshopping93

£2 PAD today please.