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Payment A Day Chapter 15
Comments
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£1.00 for me.. I'm quite pleased with the way this is all adding up.Credit Card £[STRIKE]2332.04[/STRIKE] at 1st Jan 14 now £2089 :mad:
Joint debts currently £[STRIKE]25000[/STRIKE] £17388 Debt Free date dec [STRIKE]Jan 2025[/STRIKE] :(2022:)
PAD since 20/08/15 £61.160 -
Another 50p for me today please ... to VERY (Going to add mine up at work tomorrow to see my PADS for Jan and update signature)... only little amounts but all chipping away
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£4.54 for me today please :j1st card to go - Aq*a - [STRIKE]£1,600[/STRIKE]/ £1,596.990
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Good morning fellow PADders :hello:
My PAD today is £40 between Lloyds TSB and money box please Milky :T
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
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£3.35:money:Save £12K in 2020 #58 - £454.58/£5,0000
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It's a pad of £1.51 for me today As of 24th August 2016 total money owed was
£15,708 :eek:0 -
Gutted we have received cc statement this morning and spending over DEC/JAN has taken us several steps back (but were mainly car repairs), plus new washer from catalogue we have just ordered as ours has gone kaputt has upped that total too (I know catalogue costs more but at least interest built in and I see it clear).
Anyway onwards and downwards!
50p for VERY today
Flump you know I'm a huge fan of yours but these words apply to anyone not least newbies
It's not going down (or having a whoopsie/extra spend/getting into debt) that's the crime but staying down (no Lightbulb moment in nutshell and giving up for life and not trying)...
Maybe a dumb suggestion but maybe some folk need to get a small emergency fund for these times. Doesn't have to be huge. Just a few hundred or even less. Just to help buffer getting into more debt. As per Dave Ramsey (US version of Martin whom I used in the baby days of debt busting).
I'm not condemning anyone for whoopsies. They happen. They are not a crime. Even impulse buys happen. I know, almost finishing debt busting I went and bought a new Kenwood (£300) one June. Set my DFD back 3 or 4 months! So I know I can't talk
But just trying to help
Hugs
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Total for 25th January
£34.30
Running total £ 9437.10As of 24th August 2016 total money owed was
£15,708 :eek:0 -
back padding today with £25.29 thanks xPay ALL your debt off by Xmas 2023 #59 £7008 Paid £570 Owing £6438 #1 H1 £151, #2 H2 £100, #3 O £200, #4 M £1500, #5 Z £295, #6 C1 £340, #7 L £1084, #8 N £840, #9 C2 £19300
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