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Payment A Day Chapter 15
Comments
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85p for me today.... I think it's payday of my second job tomorrow, will be higher tomorrow..yay!January 2025 - Debt £20,0060
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Just think this link is worth putting up again for the newbies and the stalling in their debt free journeys.
http://www.whatsthecost.com/snowball.aspx
Doesn't record your information or send it anywhere. Pretty self explanatory but really helps knowing what to pad and when
:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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£4 PAD today. CC1: £1000 £826
CC2: £4500 £4195
Wedding Loan: £6200 £5443
Car Loan: £10000 £5066
Very: £200 £50
Total: £21900 £155800 -
£10.99 today please Letting Go NST #17
NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
Make £10 per day in Oct: £30/£310
Mortgage: £214,702.150 -
Hi all :j
Popping in to PAD £44.25 refund to cc plz Eager_Elephant - tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Real life has gone manic at present so no time to PAD for a few days. Have just arrived home from an emergency visit to in-laws in Wales and first thing tomorrow off on a trip to the Christmas markets in Edinburgh with my parents and hoping to meet up with a friend I haven't seen in a while. So in the tiny window of opportunity in between I have managed to PAD £200 since last post.
Well done TTFM, you are reaching many milestones which must feel great.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
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Good morning fellow PADders :hello:
My PAD today is £12 between Marbles and money box please Eager_Elephant :T
TGIF! :j
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
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Another £12.40 for me today pleaseEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Morning all
Did another balance transfer to hopefully my last 0% card the other day which added charges but will save in the long run. Hope to clear all debt before 0%'s run out now . Concentrating on one card now which is 5.9% for life then blast the 0% ers :beer:
SNAP - I am very nearly in exactly the same position as you.
I cleared my Spanish bank c/c on here and they offered me a 0% for 12 months so I have transferred some of my other credit card - I had £1200 at 27.96% and £1100 at 6.95% so as the credit limit is quite small I have transferred £1000 which leaves me £192 on the high interest which I hope to clear in December and then I will have debts at quite low interest rates.
Due to my default on my largest credit card I have a bad credit history so I was surprised to get a balance transfer offer.
Fingers crossed you clear it all before the 0% runs out.:j0 -
Total for 27/11
£282.86
Well done everyone - 71.79% of the challenge total paid!!
3 more days left - can we pay another 28%???0
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