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  • Morning all,

    How is everyone doing?

    Half term here, it's freezing today!!!! So icy!!!! kids are just chilling out at the minute, I need to do a ton of washing (where did it all come from!!) and housework to do (I've done upstairs just need to do downstairs)

    We have our new shed coming today (I am nervous, I hate accepting deliveries) I am excited for it being built, it's for the kids bikes, scooters, outside toys etc, we need to shuffle the yard around when it's built as I want it to go where my greenhouse currently is, and my greenhouse moving closer to the house.

    I really need to get in the greenhouse and sort through all the pots etc from last year, and we need to get chopping away at the roots at the side of the house from where we cut trees down, as that is where I am going to be growing my potatoes, melons and strawberries

    Had to order the kids new school shoes, I had bought one of clarks foot measuring devices and both kids were a whole size bigger, oops, so they came this week, need to check the fit before I get rid of the boxes etc.

    Going to get OH to take photos of the things he wants to list on ebay, we need to get them on this weekend really

    I hope everyone has a good day xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Hi,

    Hope you are ok, and the shed arrived safely. I will start to catch up with your diary slowly. I have read the first page and saw your original posts. Looks like you are tackling it all.

    Sometimes we have to remind ourselves that it is a slow and steady approach. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Nicnak wrote: »
    Hi,

    Hope you are ok, and the shed arrived safely. I will start to catch up with your diary slowly. I have read the first page and saw your original posts. Looks like you are tackling it all.

    Sometimes we have to remind ourselves that it is a slow and steady approach. x

    Thanks for stopping buy :)

    That's exactly it, I was feeling guilty last week cos it hadn't gone down as fast, but stuff had to be done to the house for everyone's sanity, it was getting to us really badly etc, so to me that makes it worth it

    I know we are in for the long haul and I feel very positive :)

    The shed did come thank :) OH and FIL are going to build it tomorrow afternoon, so I need to get a photo of the yard cos I want before and after pics lol xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Morning all

    Can't believe it's the last day of half term!!!

    OH has gone to work but will be back at lunch time as him and FIL are going to move the greenhouse and build the shed, I need to get out there and take things out the greenhouse.

    First me and the kids are going to the local shops to get some chocolates and a card for my brothers birthday as they are coming round to see us tomorrow (money comes out of the christmas/birthday savings which we put £100 a month away for)

    I've done my online shop to come on sunday, and this weeks menu looks like this

    Sunday - Gammon Steaks, Chips and peas
    Monday - Slow cooker chicken curry
    Tuesday - Slow Cooker chilli
    Wednesday - Slow cooker sweet and sour chicken
    Thursday - Beef Stew with Asparagus
    Friday - Chicken Satay
    Saturday - Home made sausage rolls, chips and beans

    For my lunches at work I am trying big mac in bowl, and on my off days I will have omlette or soup from the freezer

    Have a good day, I better crack on xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Afternoon all

    Meh I am in a funk today :( I feel really low and tired, I can't wait for home time from work!!

    I was super productive on sunday, the tea's for mon-wed are all slow cooker ones, so yesterday I chopped all the veg that I need for the three teas (chicken curry, chill, sweet and sour) and put them in clip lock boxes in the fridge (it really keeps them fresh still) so all I have to do in the morning is add them to the slow cooker with the meat and the spices/sauces that I need to use. Makes it a bit less stressful in the morning getting the tea ready and then the kids dressed and breakfasts done etc :)

    18 Days till me and OH go to London!!! getting excited about the break away now tbh, I will be dying to see the kids by the time we get back, I've told them I will bring them back something from the M+M shop :)

    Need to get my mam something for mother's day, something extra by a little bit as she has the kids on mothers day as we are away (didn't realise it was mothers day at the time)

    Have a good day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Morning all,

    How is everyone doing? I have been moving card balances around as some 0% were due to end next month, will sort my signature out once they have settled down.

    I'm not really feeling like I can say what I want about my debt journey at the moment on here which is a shame cos this is/was my outlet where I could speak freely and not receive any judgement.

    Anyhoo, I have made a start on my growing for this year, I planted tomato, peppers, chilli, strawberry and baby cucumber seeds on friday, so they are on my windowsills. I have courgette and melon seeds to plant but they don't need doing till April

    The shed is all built and in place and we have a lovely stain to put on it but haven't started doing that yet, we need to finish sorting the side of the house out, we need to dig the roots out still and level the mud off and put the slabs down for the bins to go on. Then I need to get all the weeds and daffodils etc up and prepare the soil for potato planting in March

    Not much else planned today, kids need to do their homework, then I am hoping I have some free time to do some gaming with them later on

    Have a good day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Say what you want kindofagilr it's you're diary at the end of the day everyone on here has some debt issues one way or another

    I am actively debt reducing but I'm also going on holidays .......Florida this year but it's my daughters 16th and mils 60th on the same day we are never going to get this opportunity to do it again hence the holiday Florida thus year but do you know what I'll deal with it as you are doing too xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Thanks Abba, that does help. We are still dealing with it, so don't think we shouldn't do the things that crop up. As long as there is a plan in place (which there is for both of us) then there is no issue

    Work for me today, I am tucking into some of my mam's chilli for my lunch, love my mam's chilli :) I have campfire stew in the slow cooker for my tea.

    Printed off my confirmations for the convention in London, 11 days till we go now! Getting excited! Need to sort out a packing list and decide what I should wear

    Also need to decide on what to get mam for mothers day, she is going to the lakes in may with her sister so will consider getting her a voucher for the spa there

    Have a good day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    How exciting about the London trip.......I've never been but my son is going there in May with the school xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I hope your son enjoys it Abba :)

    I am getting stressed now, I need to do some lists, the kids are staying at both grandparents for half the weekend, so need to do bags for the first half of the weekend which includes swimming things for their lesson, and then bags for the second half which includes car seats and school uniform

    I also need to figure out what I am wearing for the convention and do some sort of packing list for myself, argh

    Kids went back to school today (school was closed wed-fri for the insane snow we had), my mam normally has them on monday but is getting new windows fitted today so they were in breakfast club this morning and are in after school club and we will pick them up on the way home from work.

    Nothing much else to report really lol

    I've ordered some party invites from ebay for their joint birthday party, it's not till 8th april but due to easter hols I need to get the invites out mid march

    I hope everyone has a good day xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
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