This is it *ping* lightbulb!!!

kirtsypoos

Oh no kindofagilr, how awful for you - and how ridiculous that they won't speak to you about a joint account!!

Hope all gets sorted ASAP for you xx

kindofagilr

Morning all, well OH spoke to the bank the other day, and they said they will refund it if it goes (as it is in the pending netherspace) so annoying tho cos even though it hasn't technically gone yet, it isn't in our account, so if the in laws hadn't managed to put money in for us we would have had two DD's bounce on friday!!!!

Not much planned today, some washing to do, and the kids are at swimming at 1, we need to dig up the bushes at the side of the house, but it's far too cold today lol

Have a good day all xx

kindofagilr

Afternoon everyone, what a busy afternoon I have had! We are having Vension for sunday dinner, so I have that in the oven, I have prepped all the veg for dinner, so that's ready to go. I also prepped the veg for Beef Stroganoff (monday night tea, and tuesday lunches cooked in slow cooker) and the veg for Cottage Pie (tuesday night tea and wednesday lunches cooked in slow cooker) so it means I won't have to chop it all at 6am the morning we eat it, before going to work

Then on monday night we have mash with the stroganoff, so when I am making that I will do double for the top of the cottage pie on tuesday

We haven't started chopping the bushes down yet, oops lol

Have a good day all xx

kindofagilr

Hey everyone, how are you all doing?

I'm feeling a bit deflated, I hate this time of the month, I just want all the statements in so I can add up how much we have paid off!

Just checked the bank and the money didn't go, so that's showing as in our account now, so need to pay the inlaws back the £440 they put into our account lol (shame haha)

I've got cottage pie in the slow cooker today, so I am looking forward to that for tea

Have a good day all xx

kindofagilr

Afternoon all

How are we all today?

I've just done my menu for the week ahead:
Breakfast's - Crushed up weetabix mini with yogurt and fruit steeped overnight, I will have that every day, made the night before, I dont work thursday - sunday and I am so bad for not eating and then eating loads of crap from tea time

Lunches, monday and wednesday is boiled potatoes, tuna/salmon and salad, tuesday leftover campfire stew, and wednesday - saturday mini quiches with salad

Dinner/tea
Kebab chips and pitta, campfire stew, fish chips and peas, curry rice and poppadoms, enchilladas, curry and chips, sweet ginger chicken

I am hoping this helps me stop eating rubbish lol

Have a good day everyone xx

kindofagilr

Morning all, it's freezing!!!!!!!!

We have a little bit of snow, but by the time I had done the school run and was walking home it was turning into slush and then ice

Housework and washing day for me, mam always comes over for a coffee as well she doesn't work a thursday either then that takes up my whole day!

Hoping to get some more crochet done, I am making myself a hat

Have a good day all xx

kindofagilr

Morning all, statements are in, and I am pleased to say we have paid £871.46 off the debt and £263.00 off the mortgage in January

Really pleased with our start.

Bad news is, OH mentioned to me he had snapped something off the hoover the other day but it should still work, well no it doesn't, there's a massive gaping hole in it and it has no suction! Grr, so we need a new hoover now.

Loads of ice on the paths and roads was hard walking to school this morning, the house is freezing the heating is struggling to warm the house up

Have a good day all xx

kindofagilr

Afternoon all

How is everyone doing? the snow and ice is finally melting (which is good as my new boots (from everything is £5) have given me blisters on my little toes, I think they need breaking in some more lol)

I am doing really well with No spend days, Since I came back to work on the 9th I have only ever spent £1 a week and that is on Tuesday when I buy a bingo ticket at work (Wednesday is bingo day)

OH is doing well as well, we had fallen into the habit of him whinging for subway/mcdonalds for lunch and me letting him, so he has a mix of sarnies made by me and asda ready meals (while they aren't super cheap, they are 3 for £6 they are cheaper than take out) now, and is doing well on that, I am having salads or I bring leftover dinner for me (campfire stew and mash today)

We had also fallen into the habit of the kids having kfc or mcdonalds after their swimming lessons on saturdays but a couple weeks ago I got fries, popcorn chicken, chicken fillets and mini frozen cobs from asda and now they have "fake" kfc on a saturday as a treat after swimming lessons, it's fab, and costs about £2.50 for both kids instead of £10 ish for both kids, they love it, so that's good

I do find this time of the month tedious cos there isn't much updating debt wise going on, but hey ho

We are off to London in 47 days for walker stalker convention, we have £300 saved so far, but I would like £600-£700 we won't spend much at the convention (as we have pre purchased the photo ops we want) but we are in London for 4 days/3 Nights so need to feed ourselves and have tube money etc, I don't want to be in London and have to be penny counting, plus the kids are guilting me cos they are going to miss me (they are staying home with grandparents) so I want to bring them some sort of present back so OH has been getting some things out that he wants to ebay, and I (when I was sorting toys out pre christmas) have been gathering all the kids Happyland toys and will be putting them on ebay (they resell well apparently) so I need to push OH to get his listed, or at least write the descriptions up for me so I can list them for him

Nothing much else to report, have a good day all xx

kindofagilr

Morning all,

How is everyone doing? Shopping has just been delivered, OH got it in and I came down and was helping him put it away, and then realised we had so much more shopping than we ordered!!! We got two extra bags of maris piper potates, two tins of nescafe azera americano coffee, two bags of tetley tea bags, a 4 pack of john west tuna, heinz ketchup, sugar, two tins of beans and some marmalade!!! Whoever's shopping it is will be annoyed for sure! Fab for us though

I'm just about to attempt Slimming World Yorkshire puddings for sunday dinner today, and then will prepare the veg for later, need to tidy sitting room, OH is going to hoover (I hurt my wrist the other day after I did the whole house so I can't push hoover at the min, I have it strapped up, I hope it helps), kids need a shower/bath, and then we can all chill

I got GTA4 for my laptop for christmas but we've only just figured out how to get it to work cos after googling it seems it's a common problem with windows 10, and you can use a xbox controller on the laptop with an adaptor which I have, so I was playing that a little bit once kids went to bed, I ordered some headphones from amazon which should be coming today, otherwise I can't play it when kids are up as it's very sweary

Have a good day all xx

enthusiasticsaver

I think this is the first time I have commented on your diary and have read the last few pages and you seem to book lots of trips away/holidays etc but I just wondered how you were actually doing with reducing the debt?

Don't get me wrong, I think living while repaying debt is necessary when you are on a long journey so long as it is saved for and within budget but I am puzzled as according to the first post you had £44k of debt and 4 years later you have £55.5k although according to your signature you have paid almost £20k off in the last 2 years. I presume you must still be spending on the credit cards or consolidated into loans as the debt is going up?