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Hanson were utterly AMAZING!!!!! so so so so so much fun!!! Managed to catch them on tv a bit last week as well
While we were away I got a text off my mam on the sunday while we were travelling down to say my son had been sickthen we got home monday night, middle of the night my daughter was sick, then it hit me thursday!!! was totally awful!! somehow OH managed to escape it, I dont know how!!!
Last week of work for me, I break up on 20th and don't come back till 9th Jan
Kids break up on 22nd, I can't wait I am so excited for christmas!!!! xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Enjoy your time off and have a great xmasDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hey Monz, you too, I hope you and your son have a fabulous time!!!
This will probably be my last post before Christmas, we got our shopping order delivered this morning, no disasters which is good lol, we are off to M&S tomorrow to pick our meat up.
House is tidy, all washing is done, so tomorrow once we have the meat will be spent chilling and watching christmas movies, then in the afternoon/evening I will cook the meat and prep the veg
Have a fabulous fabulous Christmas everyone xxxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hello everyone
Anyone have any exciting plans for new year?
We never do anything, we aren't big drinkers/big going out people, so I will be chilling out watching Game Of Thrones (I am re watching it) and will deffo be in bed before midnight lol
Me, OH and the kids all have another week off school/work so that is good, need to think of some things to do, DS wants to see the new Jumanji film, and we've just got our 6 free cinema tickets from the bank so will do that at some point this week
Worked out all my money and updated my spreadsheet for 2018, we have added to the debt a *little* bit which I have battled with mentally, but I have made peace with it now, as it was to decorate our sitting room, landing and stairs and get new sofas which we desperately needed, I was starting to hate my house, and I feel so much happier with it now.
Only rooms that need doing is our bedroom and the kitchen, we bought too much paint when we did the sitting room, so instead of getting our money back we swapped the paint for a paint for our bedroom, so we already have that, we bought two Kallax Units (2x4 ones) with our Christmas money and plan on knocking down the fitted (lol, they are the worst fitted wardrobes I have seen in my life) wardrobes and using the Kallax units as temporary wardrobes, then need to strip the walls, treat it (as there is mould/mildew behind them) and paint it, we will need to save for a carpet as annoyingly the current one only goes to the edge of the wardrobes, and it's floorboards under it. Then we will just use the kallax units till we can afford some new wardrobes.
The kitchen just needs a lick of paint, it's a terracotta at the min, but we are going to paint it white (already have the paint) and it will make it nice and fresh and bright, and I want a curtain for my back door (which is in my kitchen) as it lets loads of cold in.
Then that is all the decorating done, we would like to have a new bathroom, but we now also want to move to a bigger house when we are debt free, so we are just going to make do with the bathroom, we have got new towels and accessories and a shower curtain, so it's looking fresh and new lol
While we are off me and OH also need to dig up loads of bushes from the side of our house cos we want to put a bike shed there for the kids bikes and scooters (and lawnmower) to live in, I would like to do that this week when we are off tbh
I am sooooooo pumped for 2018!
And to kick it off I have my first little overpayment, £3.32 from the weekly shop, woo hoo
Have a great day everyone xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Happy New Year everyone
I hope 2018 is fabulous for everyone
Just done the Asda order for tomorrow, usually get it on a sunday but we are off to the panto on sunday so it's coming tomorrow, complete with SW friendly things, as I am starting that again on tuesdayneed to shift some weight for the holidays in July/August
We've just taken the decorations down, I was expecting to hate it cos in the past I have, but I don't think time I think it is cos the room has been decorated, so it's nice to see the nice walls etc whereas in the past I've hated seeing the walls
I hope everyone has a nice day xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Good afternoon everyone,
I don't know if I have mentioned it but DD started her swimming lessons at the same place that DS has them (could cry at the expense lol but they need to swim and I keep looking forward to when I don't have to pay it, I will feel rich then lol), she had her third lesson today, she is doing really well, managed her face in the water for 6 seconds bless her lol
DS is doing well as well, he is working towards his 50m badge.
Once they are both at a decent level (thinking 100m plus then we plan on taking them out of 1-2-1 lessons which are £140 every 4 weeks for both of them, and putting them in a group one down the road which teaches life saving and things like that, that one would be £48 a month for both of them)
Small o/pmt from the shopping went today of £1.35 (I did say it was small lol)
Need to remember to do meter readings tomorrow, we are off to the panto tomorrow, I can't wait to go!! The energy company has upped the DD by £30 which has annoyed me cos we are only £25 in debit, seems daft, I thought I would just let them do it cos I reckon by the end of Feb they will owe us again! Then I will ask them to reduce it, we did use quite a lot in Dec, it was very cold here in Dec
Looking forward to April as I think we are both due a slight increase in wages due to personal allowance on tax code changing, I think OH should be due a small wage increase as well that month, and then in July I am due an increase of £15 a month I think
I hope everyone has a good day/weekend xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Happy new year!!! Hope you had a good one <3xxxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Happy New Year Monz
I hope you had a good one xx
Just had the delicious home made Campfire Stew for lunch, it was lush (slow cooker meal, 2 cans of beans, a chopped onion, 2 x chopped peppers, 1tsp chilli powder, 1 tbsp smoked paprika, 3 crushed garlic cloves, 6 tbsp tomato puree, and a lump of pork, cook it on low for six hours, take pork out and shred and then put back in and mix and I usually leave it for another half an hour - free on SW)
How is everyone doingI have had two NSD's in a row woo hoo
hoping work this afternoon goes fast lol, I only came back yesterday haha!
Looking forward to the card statements coming in for this months, as I am eager to update the POAMAYC thread lol
Finally got through to holiday company, we have access to our holiday booking on the app, but I couldn't see a payment breakdown or anything on it and I couldn't 100% remember if I had paid to be able to pre book seats, anyway I rang them and they have resent the invoice yay (don't know where the first one went) so I can see the payment breakdown and stuff and can see that I did in fact pay to pre book seats lol, I can't book them yet tho
I hit the Next boxing day sale (had a VIP slot) and managed to get quite a bit of stuff for DD and DS for hols, so don't need to much for them yayjust need to get me and OH stuff lol
Have a nice day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
OH's bank card has been cloned
:(:(:(:(:(:(:(:(:(:(
Cleaned us outI rang his parents in a panic and they are running up to the bank now to put some money in for us, as we have bills coming out tomorrow for nearly £200!
The bank won't speak to me even though it's a joint account cos it was OH card and not mine, he doesn't get home till 7pm so can't ring till then xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
omg!!!!!! thats awful!!!
xxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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