We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Diary from the South Coast
Comments
-
You can do it and WILL. I had to take on a second job whilst OH was out of work and actually found that enjoyable because it was in retail and I could just walk in do the job and go home, whereas the day job has more responsibility and I take the worries home with me and log in from home. Managed to keep that up for about two and a half years when my luck changed and I was able to give up the part time one. That said I would love to be in a position where everything could be paid 12 months in advance and I would also like to retire in a couple of years - both probably unachievable at my time of life, but I am sure you will see the efforts of your hard work very soon. Good luck - Billie xx:j I belong to Mike's Mob :j0
-
So we head into Wednesday.... Had three seasons in one day today on the South Coast!
Been going through my excel spread sheet and all seems to be going well. Have changed my spending habits dramticaly over the past weeks. Bargain shops in Tesco now have reduced my daily spend of £10-£20 down to £2 or 3. All I save is going in over payments to the Credit Cards at the moment.
Watching a prog on C5 about " The nightmare Neighbour next door". Some mad people out there!(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Reporting for Duty!
Just a few payments over recent days but as of today we are :
LBM 01/02/14 Current "Problems" as follows: APRIL 09 2014
Credit Card 1 WAS [STRIKE]£3900 [/STRIKE]NOW£1998. Credit Card 2 WAS [STRIKE]£3900 [/STRIKE]NOW £3400. Credit Card 3.WAS [STRIKE]£4100[/STRIKE] NOW £2844. Credit Card 4. WAS [STRIKE]£4100[/STRIKE] NOW £3880. Loan 1 WAS [STRIKE]11819[/STRIKE] NOW £10637
PayDebtOffByChristmas2014 #174 [STRIKE]DEBT AT START £27890 [/STRIKE]
DEBT TODAY = £22759 18.4 % PAID OFF!
_________________________________________________(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Hello and hope everybody had a good Thursday.
No over payments today but doing really well with cutting my spending.
It is feeling good knocking those Credit card balances down. I am lucky I managed to transfer all to 0% APR or i would have been in terrible trouble.
I switched after reading on this site so it saved my backside big time!
Roll on Friday :T(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
To all those who are worried about debt remember, The harder you fall, the higher you bounce.
Have a good Friday Evening all.(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Hello all
Right today I have paid my car insurance. Went on a compare site and got it reduced by 25%!
No over payments today but a saving is just as good I think!(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
A saving is even better as it means your debt doesn't increase so no additional interest to payMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
-
Watching Countryfile and taking it easy. Weather has been good on the South Coast. Just planning where to send over payments to when i get paid.
Been a slow week in regards to paying things off although that should be the bills sorted for 3 months
:beer: Had a couple of ciders in the fridge, i may have one in a bit.
Good luck everybody next week with your debt busting.(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Am so jealous. Cider on a sunny evening is one of life's pleasures.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
-
Hi GunWharf
Have had a read through your diary and enjoyed reading about your overpayments you have been making. It must soon add up. This is what I intend to do. However small the payments are.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards