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Diary from the South Coast
Comments
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Me too. I like your ambitious target but am sure you will do it. Will be cheering you on. :T:TOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Many thanks indeed supersaver1000 and in need of direction
Wish you both all the best with your Journeys. :wave:(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Good evening all............
2 Payments today
£50 to Credit Card 2 :T
£50 to Credit Card 3 :T(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Here we go, Weekend is here.
Weather not up to much but not raining here. Made a number of over payments this week. £20 here, £25 there-all adds up over the month.
Been reading lots of peoples Stories on here. Some good, some bad but in general everybody is making a good change in their lives.
Had a few Drinks last night, took that Crisp £20 note and enjoyed my drinks. My one last treat I have every week. Lovely.(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Good Sunday to you all.
Another trip to Tesco today to try and buy what I need for the week rather than carry cash. I am saving over £50 a week by doing this so far. Took lots of change with me and filled that self service machine up a treat!
Watching James Bond now, really enjoy that every Sunday at the moment.
Had a tweak at my spreadsheet that shows all my Debts. Gets me a bit down but then i go and look at people Diary's on here from a few years back and see their progress. That spurs me on so much.
Cheers(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
You are at nearly 20% paid off :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hello beanielou :hello:
Been going great guns but today I had the following on the door mat!
Apartment Service Charge
Phone Bill
Internet Bill
Electricity Bill
So I will be making smaller over payments this month but determined to march on!(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Keep plodding
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi Gunwharf - you are going great guns so that is wonderful, but can you explain how you are able to find extra money to make weekly/daily over payments. Keep at it and share your secret!! Billie x:j I belong to Mike's Mob :j0
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Hi Gunwharf - you are going great guns so that is wonderful, but can you explain how you are able to find extra money to make weekly/daily over payments. Keep at it and share your secret!! Billie x
Hello BILLIE :wave:
I have one main job, this sorts the Mortgage, Bills etc but over past 6+ weeks, I have taken 3 other jobs. One in the Evenings helping a friend which I can do at home and 2 at weekends. To be honest I am knackered. Truly shattered. It is making such a difference. I am to do this for as long as I can hold out as I am throwing it all at Over payments.
I have lived the easy life for so long that a year of pain is only what is deserved. The strange thing is the more I pay off, the more I worry. In fact I worry more than when I had not started re-paying. It keeps me awake at night and worried in the day.
I take great comfort in reading Diaries on here. I read them way back to 2008-09 and see how people have made the journey so I know my feelings are not unique to me!
The hardest thing is keeping this away from my family. When it is all payed off, I want to walk into a Pub and have one single beverage. That will be my reward and I hope will taste great. A pint I have paid for with my money and no debt. That is my goal.
Good luck(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0
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